| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | UNKNOWN METAIRIE, LA 70002 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $4K | $0 | $4K | 0.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60694 | HARTFORD LIFE AND ACCIDENT | $26K | $227 | $26K | 12.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 6650 METAIRIE, LA 70009 | HARTFORD LIFE AND ACCIDENT | $6K | $0 | $6K | 2.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNAITONAL GULF SOUTH LTD | PO BOX 6650 METAIRIE, LA 70009 | AETNA LIFE INSURANCE COMPANY | $11K | $0 | $11K | 10.22% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | UNKNOWN BATON ROUGE, LA 70810 | AETNA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 8.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNAITONAL GULF SOUTH LTD | PO BOX 6650 METAIRIE, LA 70009 | AETNA LIFE INSURANCE COMPANY | $852 | $0 | $852 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 262 | $2.9M |
| Dental(2 contracts) | AETNA LIFE INSURANCE COMPANY | 250 | $210K |
| Vision(2 contracts) | AETNA LIFE INSURANCE COMPANY | 250 | $210K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 325 | $210K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 325 | $210K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 325 | $210K |
| Prescription drug(2 contracts) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 262 | $2.9M |
| Other | HARTFORD LIFE AND ACCIDENT | 325 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.