| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST | INSURANCE AGENCY LLC P O BOX 2456 LAFAYETTE, LA 705022456 | BLUE CROSS AND BLUE SHIELD OF LA | $25K | $0 | $25K | 8.44% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 Filed as: CREATIVE EMPLOYEE BENEFIT SERVICE | P O BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $1K | $11K | 20.18% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST IN | PO BOX 2456 LAFAYETTE, LA 705022456 | GUARDIAN | $4K | $0 | $4K | 10.00% |
| MARK S METTILLE3 | 107 CANDLEIGHT LANE MORRIS, IL 60450 | GUARDIAN | $2K | $0 | $2K | 5.00% |
| THE PRODUCERS GROUP, INC3 Filed as: THE PRODUCERS GROUP INC | 3939 N CAUSWAY BLVD METARIE, LA 70002 | GUARDIAN | $4 | $0 | $4 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS AGE | 600 JEFFERSON ST STE 200 LAFAYETTE, LA 70501 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.47% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | PRINCIPAL LIFE INSURANCE COMPANY | $887 | $72 | $959 | 2.99% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 1170 WILSON HALL RD SUMTER, SC 29150 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $573 | $573 | 1.79% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKESN INS AGENCY | 2305 RIVER RD LOUISVILLE, KY 40206 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $334 | $334 | 1.04% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST | INSURANCE AGENCY LLC P O BOX 2456 LAFAYETTE, LA 705022456 | MONY LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 12.03% |
| SOUTHERN NATIONAL LIFE INSURANCE CO3 | P O BOX 98044 BATON ROUGE, LA 708989044 | MONY LIFE INSURANCE COMPANY OF AMERICA | $0 | $820 | $820 | 3.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LA | 112 | $294K |
| Dental | GUARDIAN | 96 | $44K |
| Vision | GUARDIAN | 96 | $44K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 143 | $111K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 143 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.