| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOEY MIGUES3 | 306 W MAIN STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 7.59% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INSURAN | PO BOX 2456 LAFAYETTE, LA 70502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | — | $8K | 7.25% |
| BETTY ROMERO3 | 100 LOREN AVE NEW IBERIA, LA 70583 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $297 | $3K | 2.46% |
| JAQUES MATTHEW MIGUES3 | 5603 LOREAUVILLE ROAD NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $777 | $3K | 2.37% |
| SCOTT J CHAMBERS3 Filed as: SCOTT J. CHAMBERS | 609 EMMELINE STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $604 | $2K | 2.13% |
| CHARLINE PARKER3 Filed as: CHARLINE T. PARKER | 6390 TWIN BRIDGES ROAD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $298 | $2K | 1.34% |
| JODIE C MIGUES3 | 306 W MAIN STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.06% |
| GREGORY J MORETTINI3 Filed as: GREGORY J. MORETTINI | 4736 W NAPOLEAN AVE METARIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $478 | $17 | $495 | 0.43% |
| WILLIAM W MARTINEZ3 Filed as: WILLIAM M MARTINEZ | 3009 ELIZABETH STREET METAIRIE, LA 70003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $476 | — | $476 | 0.41% |
| DARLENE COUTURE3 | 1192 ED STRACNER ROAD BOYCE, LA 71409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $390 | — | $390 | 0.34% |
| GROUP VOLUNTARY BENEFITS LLC3 | 201 WILDWOOD DRIVE HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $149 | $75 | $224 | 0.19% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY BOURGEOIS-HOLMES | 6 OAK PLACE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $195 | — | $195 | 0.17% |
| ELYSLAN INSURANCE AGENCY3 | 4736 WEST NAPOLEON AVE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | $51 | $178 | 0.15% |
| ANGEL SOLTON DAVIDSON3 | 316 JOHNSTON STREET ALEXANDRIA, LA 71301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $160 | $2 | $162 | 0.14% |
| YOLANDE THORNHILL3 | 5003 MASONIC DRIVE-SUITE 112 ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | $47 | $117 | 0.10% |
| JS YOUNG AND ASSOCIATES3 Filed as: JS YOUNG & ASSOCIATES | 28558 VANETTE CT PONCHATOULA, LA 70454 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | $22 | $98 | 0.08% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY INC. | 242 GULFWAY DRIVE HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.06% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 0.05% |
| MONICA BOUILLION3 | 2811 LABAUVE DRIVE NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.04% |
| MCKAY STRATEGIC BENEFITS LLC3 | 2480 YOUNGSVILLE HWY YOUNGSVILLE, LA 70592 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $4 | $33 | 0.03% |
| PATRICK J ADAMS3 | 2029 NORTH TURNBULL DRIVE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| ELAINE MORAN3 | 201 FAIRBROOK STREET PINEVILLE, LA 71360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| ELEE TRICHEL3 | PO BOX 2447 MONROE, LA 71207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 164 | $116K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 164 | $116K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 164 | $116K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 164 | $116K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.