| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER & CO | P.O. BOX 5087 THIBODAUX, LA 70302 | SCRIPT CARE | — | $25K | $25K | 2.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 418 E TYLER AVE, SUITE B HARLINGEN, TX 78550 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $44K | $3K | $47K | 15.82% |
| EXCESS REINSURANCE UNDERWRITERS3 | P.O. BOX 667 WOODBURY, NJ 08096 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $418K | $418K | — |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: BLUE CROSS AND BLUE SHIELD OF LA | P.O. BOX 98029 BATON ROUGE, LA 708989029 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $176K | $176K | — |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | P.O. BOX 5087 THIBODAUX, LA 70302 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $60K | — | $60K | — |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLANDIA DRIVE, STE 100 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $14K | $14K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 283 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 734 | $0 |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 285 | $294K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 285 | $294K |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 285 | $294K |
| Short-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 285 | $294K |
| Long-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 285 | $294K |
| Prescription drug | SCRIPT CARE | 726 | $912K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 734 | $0 |
| Other | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 285 | $294K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 734 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.