| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 5847 SAN FELIPE, SUITE 320 HOUSTON, TX 77057 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $79K | — | $79K | 3.00% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123103 DALLAS, TX 75312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $3K | $20K | 8.03% |
| LOCKTON COMPANIES, LLC3 | PO BOX 417484 BOSTON, MA 02241 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 3.25% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY | $9K | — | $9K | 3.59% |
| LOCKTON COMPANIES, LLC3 | THREE CITY PLACE DRIVE, SUITE 900 SAINT LOUIS, MO 63141 | AETNA LIFE INSURANCE COMPANY | — | $253 | $253 | 0.10% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 8.95% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF AMERICAS, SUITE 2010 NEW YORK, NY 10036 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 10.00% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIV 15, LLC | 4500 BLACK ROCK ROAD, 3RD FLOOR HAMPSTEAD, MD 21074 | TRANSAMERICA | $481 | — | $481 | 5.69% |
| LOCKTON COMPANIES, LLC3 | 11801 K STREET NW, SUITE 200 WASHINGTON, DC 20006 | TRANSAMERICA | $160 | — | $160 | 1.89% |
| KAREN SEFFENS BAREFIELD3 | PO BOX 2275 WEST MONROE, LA 71294 | AFLAC | $317 | — | $317 | 4.31% |
| MICHAEL BERRY BREWTON3 | 116 KILLGORE ROAD, SUITE 3 RUSTON, LA 71270 | AFLAC | $143 | — | $143 | 1.94% |
| MJ INSURANCE3 Filed as: BLAZE J. FREMIN AND VARIOUS AGENTS | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $127 | — | $127 | 1.73% |
| MITCHEL SHURDEN3 Filed as: MITCHEL BRIAN SHURDEN | 202 HARTFORD PLACE WEST MONROE, LA 71291 | AFLAC | $124 | — | $124 | 1.69% |
| BRANDI LYNN SHURDEN3 | 201 STRASBOURG DRIVE WEST MONROE, LA 71291 | AFLAC | $113 | — | $113 | 1.54% |
| RICHARD RUSSELL HOGAN3 | 406 TREMONT DRIVE RUSTON, LA 71270 | AFLAC | $50 | — | $50 | 0.68% |
| JAMES GREG HOGUE3 | PO BOX 2301 MONROE, LA 71207 | AFLAC | $44 | — | $44 | 0.60% |
| LOCKTON COMPANIES, LLC3 | PO BOX 417484 BOSTON, MA 02241 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 4.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 391 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 396 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 761 | $2.6M |
| Dental | AETNA LIFE INSURANCE COMPANY | 866 | $249K |
| Vision(2 contracts) | NATIONAL GUARDIAN LIFE | 325 | $61K |
| Life insurance(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 391 | $259K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 391 | $257K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 391 | $249K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 761 | $2.6M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 391 | $265K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 866 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.