| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA C-H-R PARTNERSHIP | 4921 SHED ROAD BOSSIER CITY, LA 71111 | AETNA LIFE INSURANCE COMPANY | $52K | $5K | $57K | 3.54% |
| ACRISURE LLC3 Filed as: ACRISURE TEXAS RISK ADVISORS & INS. | 5057 KELLER SPRINGS ROAD ADDISON, TX 75001 | AETNA LIFE INSURANCE COMPANY | $11K | — | $11K | 0.69% |
| ACRISURE LLC3 Filed as: ACRISURE TEXAS RISK ADVISORS & INS. | 5057 KELLER SPRINGS ROAD ADDISON, TX 75001 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $12K | — | $12K | 3.50% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA CHR PARTNERSHIP | 4921 SHED RD., STE. 500 BOSSIER CITY, LA 711115476 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | — | $31K | 12.25% |
| GROUP BENEFITS LTD3 Filed as: GROUP BENEFITS, LTD. | 12006 RIDGEMONT DR. URBANDALE, IA 503232317 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA GARCEAU INSURANCE | P.O. BOX 1788 GRAND RAPIDS, MI 495011788 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.21% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ACRISURE, LLC EIN 26-3554645 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 454 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 454 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 273 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 454 | $255K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 454 | $255K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 454 | $255K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 454 | $255K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 454 | $255K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 166 | $329K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 454 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 454 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.