| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | 400 E KALISTE SALOOM RD, STE 1100 LAFAYETTE, LA 70508 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $58K | — | $58K | 2.76% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO, LLC | 8768 QUARTERS LAKE RD BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $5K | — | $5K | 0.24% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | 400 E KALISTE SALOOM RD, STE 1100 LAFAYETTE, LA 70508 | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 16.15% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC - LA | 3300 W ESPLANADE AVE S, STE 205 METAIRIE, LA 70002 | UNITEDHEALTHCARE INSURANCE COMPANY | $566 | $6K | $6K | 4.92% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL ST BOSTON, MA 02110 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $2K | $4K | 3.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, INC | 102 ASMA BLVD, STE 300 LAFAYETTE, LA 70508 | COMPANION LIFE | $11K | — | $11K | 13.44% |
| ROBERT J. MINEO INSURANCE, LLC3 Filed as: ROBERT J MINEO INSURANCE | 7322 DONALDSON DR GONZALES, LA 70737 | COMPANION LIFE | $6K | — | $6K | 6.74% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 3500 N CAUSEWAY BLVD, STE 1442 METAIRIE, LA 70002 | COMPANION LIFE | $4K | — | $4K | 5.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | 400 E KALISTE SALOOM RD, STE 1100 LAFAYETTE, LA 70508 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $10K | — | $10K | 14.83% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 3500 N CAUSEWAY BLVD, STE 1442 METAIRIE, LA 70002 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $991 | — | $991 | 1.42% |
| JOE FERNANDEZ3 | 7500 DALLAS PKWY, STE 550 PLANO, TX 75024 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $877 | — | $877 | 1.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 345 | $2.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 400 | $127K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 400 | $127K |
| Life insurance | COMPANION LIFE | 426 | $83K |
| Short-term disability | BANKERS FIDELITY LIFE INSURANCE COMPANY | 55 | $70K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 345 | $2.1M |
| Other(2 contracts, 2 carriers) | COMPANION LIFE | 426 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 426 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.