| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $29K | $15K | $44K | 6.03% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 3975 O'NEAL LANE SUITE B BATON ROUGE, LA 70816 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | — | $8K | 12.77% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.63% |
| EMPLOYER RESOURCE GROUP LLC3 | 4100 S SHERWOOD FOREST BLVD STE 204 BATON ROUGE, LA 70816 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| JOSEPH H SHAW3 | 9008 RUSHING RIVER WAY NICEVILLE, FL 32578 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $459 | $3K | 12.23% |
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $273 | $1K | 12.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | UNITEDHEALTHCARE INSURANCE COMPANY | $703 | — | $703 | 6.10% |
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | UNITEDHEALTHCARE INSURANCE COMPANY | $412 | — | $412 | 3.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 96 | $727K |
| Dental(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 158 | $47K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 96 | $727K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 85 | $85K |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 85 | $65K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 68 | $12K |
| Prescription drug | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 96 | $727K |
| Other(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 85 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.