| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $0 | $24K | 3.70% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19K | $0 | $19K | 18.08% |
| KERI NORTON3 Filed as: KERI M. NORTON | 12472 FM 2728 TERRELL, TX 75161 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | $0 | $14K | 13.80% |
| KIMBERLY K DIXON3 Filed as: KIMBERLY K. DIXON | 8380 WARREN PARKWAY, SUITE 303 FRISCO, TX 75034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | $0 | $7K | 6.44% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY M. SATTERLEE | 100 SUN AVENUE NE, SUITE 650 ALBUQUERQUE, NM 87109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 4.26% |
| LORI J THOMPSON3 Filed as: LORI J. THOMPSON | 6575 141ST STREET NW RAMSEY, MN 55303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 2.58% |
| LINDA A LECIEJEWSKI3 Filed as: LINDA A. LECIEJEWSKI | 1327 SPIRIT FALLS DRIVE FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | $0 | $115 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 518 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 518 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,193 | $5.8M |
| Dental | STANDARD INSURANCE COMPANY | 503 | $393K |
| Vision | STANDARD INSURANCE COMPANY | 503 | $393K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 518 | $650K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 518 | $650K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 518 | $650K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,193 | $5.8M |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 518 | $753K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.