| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $126K | $126K | 2.25% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27K | $12K | $39K | 5.60% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON SPECIALTIES, LLC | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $31K | $31K | 4.42% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 5.31% |
| KERI NORTON3 | 12472 FM 2728 TERRELL, TX 75161 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 5.25% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 4.15% |
| KIMBERLY K DIXON3 Filed as: KIMBERLY K. DIXON | 8380 WARREN PARKWAY, SUITE 303 FRISCO, TX 75034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 3.59% |
| THE BLUE ORANGE SOLUTIONS, LLC3 | 2435 NORTH CENTRAL EXPRESSWAY SUITE 1200 RICHARDSON, TX 75080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.83% |
| LINDA A LECIEJEWSKI3 Filed as: LINDA ANNE LECIEJEWSKI AND OTHERS | 1327 SPIRIT FALLS DRIVE FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: TONYA BROWN | 827 COLORADO RIVER DRIVE GRANBURY, TX 76048 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 487 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,117 | $5.6M |
| Dental | STANDARD INSURANCE COMPANY | 463 | $386K |
| Vision | STANDARD INSURANCE COMPANY | 463 | $386K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 487 | $700K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 487 | $700K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 487 | $700K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 1,117 | $5.6M |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 487 | $844K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,117 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.