| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 95287 CHICAGO, IL 60694 | HARTFORD LIFE AND ACCIDENT | $96K | $17K | $113K | 14.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 708106056 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $41K | $16K | $56K | 12.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DR STE 100 BATON ROUGE, LA 708106056 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $54 | $36K | 10.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 1.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 95287 CHICAGO, IL 606945287 | METROPOLITAN LIFE INSURANCE COMPANY | — | $51 | $51 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 111 VETERANS BLVD STE 1130 METAIRIE, LA 70005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 7.00% |
| EMPLOYER RESOURCE GROUP LLC3 | P. O. BOX 84132 BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 2.30% |
| LITTLE JR., WALLACE J3 | 7418 LA SALLE AVE. BATON ROUGE, LA 70806 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 7.24% |
| LITTLE III, WALLACE J3 | 6421 PERKINS RD. BLDG A, STE 2B BATON ROUGE, LA 70808 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 7.24% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANCIA DR STE 100 BATON ROUGE, LA 70810 | STARMOUNT LIFE INSURANCE COMPANY | $7K | — | $7K | 12.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD, 11TH FLOOR ROLLING MEADOWS, IL 60008 | STARMOUNT LIFE INSURANCE COMPANY | — | $734 | $734 | 1.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF LOUISIANA EIN 23-7384555 CLAIMS PROCESSING | Claims processing Service code 12 | — | $338K |
| EAG GULF COAST, LLC EIN 87-1363769 ACCOUNTING | Accounting (including auditing) Service code 10 | 8550 UNITED PLAZA BLVD BATON ROUGE, LA 70809 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 642 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 646 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,188 | $452K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 933 | $354K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 469 | $59K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 643 | $798K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 643 | $798K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,188 | $452K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 643 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.