| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL STREET BOSTON, MA 02110 | UNITEDHEALTHCARE INSURANCE COMPANY | $78K | $659 | $78K | 2.87% |
| BENPRO, LLC3 | 2001 LAKESHORE DRIVE MANDEVILLE, LA 70448 | UNITEDHEALTHCARE INSURANCE COMPANY | $50K | $0 | $50K | 1.84% |
| ROGER BENEFIT GROUP INC3 Filed as: ROGER BENEFIT GROUP, INC. | 3300 WEST ESPLANADE AVENUE SOUTH SUITE 205 METAIRIE, LA 70002 | UNITEDHEALTHCARE INSURANCE COMPANY | $27K | $1K | $28K | 1.02% |
| ELLSWORTH CORPORATION3 | PO BOX 8210 METAIRIE, LA 70011 | UNITEDHEALTHCARE INSURANCE COMPANY | $26K | $0 | $26K | 0.95% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 3500 NORTH CAUSEWAY BOULEVARD SUITE 1442 METAIRIE, LA 70002 | COMPANION LIFE INSURANCE COMPANY | $38K | $0 | $38K | 6.14% |
| BENPRO, LLC3 | 68270 TAULLA DRIVE COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | $17K | $0 | $17K | 2.70% |
| ELLSWORTH CORPORATION3 Filed as: ELLSWORTH ORGANIZATION | 3636 SOUTH I-10 SERVICE ROAD SUITE 101 METAIRIE, LA 70001 | COMPANION LIFE INSURANCE COMPANY | $13K | $0 | $13K | 2.05% |
| ROBERT J. MINEO INSURANCE, LLC3 Filed as: ROBERT J. MINEO INSURANCE | 7322 DONALDSON DRIVE GONZALES, LA 70737 | COMPANION LIFE INSURANCE COMPANY | $10K | $0 | $10K | 1.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 408 | $2.7M |
| Dental | COMPANION LIFE INSURANCE COMPANY | 221 | $625K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 408 | $2.7M |
| Life insurance | COMPANION LIFE INSURANCE COMPANY | 221 | $625K |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 221 | $625K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 221 | $625K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 408 | $2.7M |
| Other(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 221 | $630K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.