| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEVIN BARRY TURK Filed as: KEVIN J MULLIGAN | 10107 CHEVY CHASE DR HOUSTON, TX 77042 | AETNA LIFE INSURANCE COMPANY | $124K | — | $124K | 11.11% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEBTPA EMPLOYER SERVICES INC EIN 75-2611444 3RD PARTY ADMINISTRATOR | Direct payment from the plan; Claims processing Service code 12 | 8500 FEEEPORT PKW S SUITE 400 IRVING, TX 75063 | $184K |
| AETNA SIGNATURE ADMINISTRATORS EIN 06-6033492 3RD PARTY ADMINISTRATOR | Claims processing; Direct payment from the plan Service code 12 | 4300 CENTERWAY PLACE ARLINGTON, TX 76018 | $31K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 433 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 437 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION-SERVICE PLAN | 318 | $54K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 433 | $146K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 433 | $142K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 403 | $1.1M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 433 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.