| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC. | 2711 NORTH HASKELL AVENUE SUITE 2000 DALLAS, TX 75204 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $54K | — | $54K | 7.47% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY | 500 DOVER BOULEVARD LAFAYETTE, LA 70503 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $52K | — | $52K | 7.28% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE | 500 DOVER BOULEVARD SUITE 210 LAFAYETTE, LA 70503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $39K | — | $39K | 8.67% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE SERVICES | 9811 KAPY FREEWAY SUITE 500 HOUSTON, TX 77024 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $28K | — | $28K | 6.33% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE | 500 DOVER BOULEVARD SUITE 210 LAFAYETTE, LA 70503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 5.70% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE SERVICES | 9811 KAPY FREEWAY SUITE 500 HOUSTON, TX 77024 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 4.30% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY | P.O. BOX 60970 LAFAYETTE, LA 70596 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 7.50% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FREEWAY SUITE 500 HOUSTON, TX 77024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 7.50% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | P.O. BOX 60970 LAFAYETTE, LA 70596 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | — | $19K | 16.21% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INS INC | 500 DOVER BOULEVARD LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.81% |
| CHRISTOPHER GERALD HEBERT3 Filed as: CHRISTOPHER G HEBERT | 111 SUMMER MORNING COURT LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.50% |
| BLAKE CHARLES ADAMS3 Filed as: BLAKE C ADAMS | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $860 | — | $860 | 1.48% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN SCOTT JOHNSON | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $522 | — | $522 | 0.90% |
| BLAZE J FREMIN3 | 140 RUEBEAURGARD SUITE C LAFAYETTE, LA 70505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $369 | — | $369 | 0.63% |
| JERI B CHIDESTER3 | 110 EMMA DRIVE LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $283 | — | $283 | 0.49% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FREEWAY SUITE 500 HOUSTON, TX 77024 | CONTINENTAL AMERICAN INSURANCE COMPANY | $232 | — | $232 | 0.40% |
| BRANDI N PATIN3 | 300 GARFIELD STREET LAFAYETTE, LA 70501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $193 | — | $193 | 0.33% |
| TERRY J LAPORTE3 | 140 C RUEBEAUREGARD LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $112 | — | $112 | 0.19% |
| ALANA S ADAMS3 | 476 KENT STREET BREAUXBRIDGE, LA 70517 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107 | — | $107 | 0.18% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PLACE BUILDING 60 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | — | $86 | 0.15% |
| SCOTT D LAGRANGE3 | 107 CHASE DRIVE LAFAYETTE, LA 70507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 0.11% |
| CHRISTIAN J. GAMBEL3 | P.O. BOX 5105 LAFAYETTE, LA 70505 | UNUM LIFE INSURANCE COMPANY OF AMERICAN | $527 | — | $527 | 9.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 908 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 912 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 889 | $720K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,487 | $132K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,176 | $120K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 993 | $445K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 998 | $156K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,176 | $184K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.