| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 7910 MAIN STREET SUITE 300 HOUMA, LA 70360 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $71K | $59K | $130K | 5.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | PO BOX 6650 METAIRIE, LA 700096650 | STARMOUNT LIFE INSURANCE COMPANY | $17K | — | $17K | 9.43% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INSURANCE CORP | 1217 MUSEUM DR HOUMA, LA 70360 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $31K | $5K | $36K | 29.28% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY J ALFORD INSURANCE COMPANY | 1217 MUSEUM DR HOUMA, LA 70360 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $27K | $5K | $32K | 29.22% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INSURANCE CORP | 1217 MUSEUM DR HOUMA, LA 70360 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $23K | $4K | $27K | 29.18% |
| BRANDON RHODES3 | 11445 ANDERSON LAKES PKWY APT 204 EDEN PRARIE, MN 55344 | AFLAC | $53 | $33 | $86 | 8.25% |
| BRANDON RHODES3 | 161 CRESTVIEW CT SCHRIEVER, LA 70395 | AFLAC | $45 | — | $45 | 4.32% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE STE A HOUMA, LA 70364 | AFLAC | $17 | $6 | $23 | 2.21% |
| FELTON J SHORT3 | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $8 | — | $8 | 0.77% |
| FELTON J SHORT3 | 105 ADQUE ST HOUMA, LA 70360 | AFLAC | $3 | $4 | $7 | 0.67% |
| BRANDON RHODES3 | 11445 ANDERSON LAKES PKWY APT 204 EDEN PRARIE, MN 55344 | AFLAC | $129 | — | $129 | 43.29% |
| BRANDON RHODES3 | 161 CRESTVIEW CT SCHRIEVER, LA 70395 | AFLAC | $22 | — | $22 | 7.38% |
| JOHN J BASCLE3 | 430 CORPORATE DR STE C HOUMA, LA 70360 | AFLAC | $16 | — | $16 | 5.37% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE STE A HOUMA, LA 70364 | AFLAC | $4 | — | $4 | 1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 315 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 655 | $2.4M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 301 | $176K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,297 | $122K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 532 | $110K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 508 | $92K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 655 | $2.4M |
| Other(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,297 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.