| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | P O BOX 3809 BATON ROUGE, LA 70821 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 5.52% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 19.42% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 19.41% |
| PATRICE ELAINE MCCARDLE-HEINE3 | 10281 THIBIDEAUX RD DENHAM SPRINGS, LA 70706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 3.71% |
| RUTHIE A LAGRONE3 | 3255 MORNING GLORY BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $828 | $0 | $828 | 2.44% |
| G BARILLEAUX & ASSOCIATES INC3 | 105 KOHEN LUKE DR LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $306 | $15 | $321 | 0.94% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | P O BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $269 | $22 | $291 | 0.86% |
| TABITHA DAY3 | 13384 REID DR GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $58 | $170 | 0.50% |
| MATTHEW MEHLON3 | P O BOX 80521 BATON ROUGE, LA 70898 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $151 | $0 | $151 | 0.44% |
| BSK BENEFITS PLUS LLC3 Filed as: BSK BENEFITS PLUS | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $69 | $0 | $69 | 0.20% |
| BSX INSURANCE, INC.3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $779 | $3K | 19.47% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $761 | $3K | 19.44% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $409 | $2K | 19.41% |
| PATRICE ELAINE MCCARDLE-HEINE3 | 10281 THIBIDEAUX RD DENHAM SPRINGS, LA 70706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | $0 | $123 | 2.17% |
| RUTHIE A LAGRONE3 | 3255 MORNING GLORY AVE BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | $0 | $72 | 1.27% |
| CREATEIVE EMPLOYEE BENEFIT SERVICES3 | P O BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.48% |
| STEVEN MULLEN3 | 8685 JOOR RD BATON ROUGE, LA 70818 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $0 | $23 | 0.41% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ | 8560 JEFFERSON HWY BATON ROUGE, LA 70809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $0 | $10 | 0.18% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.16% |
| TABITHA DAY3 | 13384 REID DR GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $2 | $5 | 0.09% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY BATON ROUGE, LA 70809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.07% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $21K | $7K | $28K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 309 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 309 | $0 |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 164 | $94K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 164 | $94K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $17K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $42K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $52K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 309 | $0 |
| Other(4 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 55 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 309 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.