| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 4921 SHED RD STE 500 BOSSIER CITY, LA 71111 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 5.00% |
| BNFT CONSLNT OF NORTH LA LLC3 | 401 EDWARDS ST # 1700 SHREVEPORT, LA 71101 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 5.00% |
| BENEFIT CONSULTANTS OF NORTH LA3 Filed as: BENEFIT CONSULTANTS OF NO | 401 EDWARDS STREET SUITE 1700 SHREVEPORT, LA 71101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | — | $13K | 15.00% |
| BENEFIT CONSULTANTS OF NORTH LA3 Filed as: BENEFIT CONSULTANTS OF NO | 401 EDWARDS STREET SUITE 1700 SHREVEPORT, LA 71101 | LIFE INSURANCE COMPNAY OF NORTH AMERICA | $6K | — | $6K | 10.00% |
| ACRISURE LLC3 | 4921 SHED RD, STE 500 BOSSIER CITY, LA 71111 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| BNFT CONSLNT OF NORTH LA LLC3 | 401 EDWARDS ST #1700 SHREVEPORT, LA 71101 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| BENEFIT CONSULTANTS OF NORTH LA3 Filed as: BENEFIT CONSULTANTS OF NO | 401 EDWARDS STREET SUITE 1700 SHREVEPORT, LA 71101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $901 | — | $901 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 390 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 390 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 256 | $143K |
| Vision | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 208 | $24K |
| Life insurance | LIFE INSURANCE COMPNAY OF NORTH AMERICA | 390 | $61K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 390 | $90K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 390 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.