| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | IRONSHORE INDEMNITY, INC. | $106K | — | $106K | 11.98% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $49K | $2K | $51K | 8.67% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $29K | $1K | $30K | 8.67% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY J ALFORD INS AGENCY | 1217 MUSEUM DRIVE HOUMA, LA 70360 | DELTA DENTAL INSURANCE COMPANY | $33K | — | $33K | 10.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $23K | $925 | $24K | 7.97% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 11.92% |
| ELLSWORTH CORPORATION3 | PO BOX 8210 METAIRIE, LA 70011 | UNITEDHEALTHCARE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 593 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 37 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 640 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 548 | $333K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 415 | $58K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 632 | $298K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 654 | $351K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 640 | $585K |
| Stop-loss / reinsurancereinsurance | IRONSHORE INDEMNITY, INC. | 600 | $883K |
| Other | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 632 | $298K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 654 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.