| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| QUERBES & NELSON3 | — | BLUE CROSS BLUE SHIELD OF LOUISIANA | $14K | $9K | $23K | 2.94% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $14K | $0 | $14K | 1.77% |
| QUERBES & NELSON3 Filed as: QUERBES NELSON | — | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $18K | $0 | $18K | 10.62% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 9.11% |
| AXA ASSISTANCE, USA3 Filed as: SOUTHERN NATIONAL MARKETING COMPANY | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $8K | $8K | 5.00% |
| SOUTHERN NATIONAL LIFE INSURANCE CO3 | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $8K | $8K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 901 FORT WORTH, TX 76101 | STARMOUNT LIFE INSURANCE COMPANY | $4K | $814 | $5K | 6.30% |
| LOUISIANA COMPANIES3 | PO BOX 991 BATON ROUGE, LA 70791 | STARMOUNT LIFE INSURANCE COMPANY | $4K | $604 | $5K | 5.83% |
| LOUISIANA COMPANIES3 | PO BOX 991 BATON ROUGE, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $494 | $6K | 10.34% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $159 | $5K | 8.34% |
| G BARILLEAUX & ASSOCIATES INC3 Filed as: G BARILLEAUX & ASSOCIATES, INC. | 105 KOHEN LUKE DR. LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $98 | $3K | 4.44% |
| CHARLINE PARKER3 | 6390 TWIN BRIDGES RD. ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $57 | $1K | 2.32% |
| TABITHA DAY3 | 13384 REID DR. GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $321 | $1K | 2.14% |
| DONALD R MASSAD, APC3 Filed as: DONALD MASSAD A PROFESSIONAL CORP. | 6700 JEFFERSON HIGHWAY BATON ROUGE, LA 70806 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $700 | $0 | $700 | 1.12% |
| RUTHIE A LAGRONE3 | 3255 MORNING GLORY AVE. BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | $0 | $71 | 0.11% |
| LEE E FRITZE3 Filed as: LEE E. FRITZ | 150 TUDOR AVE. RIVER RIDGE, LA 70123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | $0 | $56 | 0.09% |
| LOUISIANA COMPANIES3 | PO BOX 991 BATON ROUGE, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $139 | $2K | 6.17% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATION ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $45 | $2K | 5.92% |
| G BARILLEAUX & ASSOCIATES INC3 Filed as: G BARILLEAUX & ASSOCIATES, INC. | 105 KOHEN LUKE DR LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $34 | $1K | 3.49% |
| DAVID MASSAD A PROFESSIONAL CORP3 | 6700 JEFFERSON HIGHWAY BATON ROUGE, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $424 | $0 | $424 | 1.37% |
| TABITHA DAY3 | 13384 REID DR. GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $305 | $89 | $394 | 1.27% |
| CHARLINE PARKER3 | 6390 TWIN BRIDGES RD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $213 | $7 | $220 | 0.71% |
| LOUISIANA COMPANIES3 | PO BOX 991 BATON ROUGE, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $822 | $72 | $894 | 10.76% |
| TABITHA DAY3 | 13384 REID DR. GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $305 | $89 | $394 | 4.74% |
| CHARLINE PARKER3 | 6390 TWIN BRIDGES RD. ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $263 | $12 | $275 | 3.31% |
| TABITHA DAY3 | 13384 REID DR. GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $134 | $46 | $180 | 2.17% |
| DONALD R MASSAD, APC3 Filed as: DONALD MASSAD A PROVESSIONAL CORP. | 6700 JEFFERSON HIGHWAY BATON ROUGE, LA 70806 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | $0 | $127 | 1.53% |
| G BARILLEAUX & ASSOCIATES INC3 Filed as: G BARILLEAUX & ASSOCIATES, INC. | 105 KOHEN LUKE DR. LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $11 | $40 | 0.48% |
| LOUISIANA COMPANIES3 | PO BOX 991 BATON ROUGE, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $512 | $44 | $556 | 11.79% |
| TABITHA DAY3 | 13384 REID DR. GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $305 | $89 | $394 | 8.36% |
| CHARLINE PARKER3 | 6390 TWIN BRIDGES RD. ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $263 | $12 | $275 | 5.83% |
| G BARILLEAUX & ASSOCIATES INC3 Filed as: G BARILLEAUX & ASSOCIATES, INC. | 105 KOHEN LUKE DR. LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $11 | $40 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 161 | $890K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 140 | $80K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 140 | $80K |
| Life insurance(5 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 186 | $274K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 186 | $168K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 186 | $168K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 161 | $783K |
| Other(4 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 66 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.