| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 282896620 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $110K | $60K | $171K | 3.10% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 414 GALLIMORE DAIRY RD., STE. 400 GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | $102K | — | $102K | 9.66% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 405 E. SAINT PETER STREET NEW IBERIA, LA 705603752 | PRINCIPAL LIFE INSURANCE COMPANY | $18K | — | $18K | 1.67% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS. SERVICE-BARGER INS. | NETWORK - ATTN. COMMISSIONS MANAGER 414 GALLIMORE DAIRY RD., STE. F GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | — | $9K | $9K | 0.84% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 282896620 | MONY LIFE INSURANCE COMPANY OF AMERICA | $26K | $4K | $30K | 23.37% |
| AXA ASSISTANCE, USA3 Filed as: SOUTHERN NATIONAL MARKETING CO. | 5525 REITZ AVE. BATON ROUGE, LA 70809 | MONY LIFE INSURANCE COMPANY OF AMERICA | — | $9K | $9K | 7.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 501 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 515 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,171 | $5.5M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,245 | $1.1M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 1,245 | $1.1M |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 1,245 | $1.2M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,245 | $1.1M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,245 | $1.1M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,171 | $5.5M |
| Other | MONY LIFE INSURANCE COMPANY OF AMERICA | 358 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.