| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RAWLS INSURANCE GROUP LLC3 Filed as: RAWLS INSURANCE SERVICES | 1292 PRINCE CT HEATHROW, FL 32746 | DELTA DENTAL INSURANCE COMPANY | $112K | — | $112K | 9.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DR SUITE 200 BATON ROUGE, LA 70810 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $140K | — | $140K | 16.99% |
| RAWLS INSURANCE GROUP LLC3 Filed as: RAWLS INSURANCE SERVICES INC. | 1292 PRINCE CT HEATHROW, FL 32746 | MUTUAL OF OMAHA | $48K | — | $48K | 17.00% |
| PREFERRED BENEFIT ADMINISTRATORS5 | 155 SABAL PALM DRIVE LONGWOOD, FL 32779 | MUTUAL OF OMAHA | $8K | — | $8K | 3.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 2807 CLINTON, IA 527332807 | AMERITAS LIFE INSURANCE COMPANY | $19K | $829 | $20K | 10.44% |
| RAWLS INSURANCE GROUP LLC3 Filed as: RAWLS INSURANCE SERVICES | 1292 PRINCE COURT HEATHROW, FL 32746 | MUTUAL OF OMAHA | $29K | — | $29K | 17.00% |
| PREFERRED BENEFIT ADMINISTRATORS5 | 155 SABAL PALM DRIVE LONGWOOD, FL 32779 | MUTUAL OF OMAHA | $5K | — | $5K | 3.00% |
| ACRISURE LLC3 | 2483 TOWER DR UNIT 5 MONROE, LA 71201 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $997 | — | $997 | 12.16% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $254 | — | $254 | 3.10% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAXORPLUS LTD EIN 75-2676894 PHARMACY BENEFIT MANAGER | Contract Administrator Service code 13 | P.O. BOX 32050 AMARILLO, TX 791202050 | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,084 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,094 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 2,094 | $823K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 4,595 | $1.2M |
| Vision | AMERITAS LIFE INSURANCE COMPANY | 3,718 | $190K |
| Life insurance(3 contracts, 2 carriers) | MUTUAL OF OMAHA | 1,979 | $459K |
| Long-term disability | MUTUAL OF OMAHA | 1,979 | $171K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 2,094 | $823K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 2,094 | $823K |
| Other | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 41 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,595 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.