| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 14.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 5600 NEW KING DR. STE 210 TROY, MI 48098 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $3K | $3K | 5.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB MIDWEST INTERNATIONAL LTD | 3510 N. CAUSEWAY BLVD, STE. 300 METAIRIE, LA 70002 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 20 LOBLOLLY COURT MANDEVILLE, LA 70448 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $236 | $2K | 9.08% |
| REBECCA N SONGY3 Filed as: REBECCA N. SONGY | 6900 MEMPHIS ST. NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $656 | $389 | $1K | 4.66% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $519 | $220 | $739 | 3.29% |
| JOEY MIGUES3 | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | $140 | $272 | 1.21% |
| MOORE ADVISORY GROUP LLC3 Filed as: MOORE ADVISORY GROUP, LLC | 5210 COTTONWOOD CREEK LN LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 0.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB MIDWEST INTERNATIONAL LTD | 3510 N. CAUSEWAY BLVD. ST. 300 METAIRIE, LA 70002 | NATIONWIDE MUTUAL INSURANCE CO. | $3K | — | $3K | 17.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB MIDWEST INTERNATIONAL LTD | 3510 N. CAUSEWAY BLVD, STE 300 METAIRIE, LA 70002 | NATIONWIDE MUTUAL INSURANCE CO. | $3K | — | $3K | 27.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 3510 N. CAUSEWAY BLVD, STE 300 METAIRIE, LA 70002 | NATIONWIDE MUTUAL INSURANCE CO. | $83 | — | $83 | 0.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | P.O. BOX 2158 RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | $996 | — | $996 | 26.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BERKLEY LIFE & HEALTH INSURANCE COMPANY | 85 | $301K |
| Dental(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 87 | $94K |
| Vision(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 66 | $90K |
| Life insurance(5 contracts, 5 carriers) | BERKLEY LIFE & HEALTH INSURANCE COMPANY | 87 | $389K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 44 | $35K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 52 | $57K |
| Other(2 contracts) | NATIONWIDE MUTUAL INSURANCE CO. | 52 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 87 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.