| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BEST GROUP, INC.3 | P.O. BOX 113295 METAIRIE, LA 70011 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $40K | $9K | $49K | 4.03% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 Filed as: SOUTH LOUISIANA FINANCIAL SVCS LLC | 315 S HOLLYWOOD ROAD HOUMA, LA 70360 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $0 | $12K | 10.00% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 Filed as: SOUTH LOUISIANA FINANCIAL SVCS LLC | 315 S HOLLYWOOD ROAD HOUMA, LA 70360 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 Filed as: SOUTH LOUISIANA FINANCIAL SVCS LLC | 315 S HOLLYWOOD ROAD HOUMA, LA 70360 | UNION SECURITY INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 Filed as: SOUTH LOUISIANA FINANCIAL SVCS LLC | 315 S HOLLYWOOD ROAD HOUMA, LA 70360 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 Filed as: SOUTH LOUISIANA FINANCIAL SVCS LLC | 315 S HOLLYWOOD ROAD HOUMA, LA 70360 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 7.97% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 Filed as: SOUTH LOUISIANA FINANCIAL SVCS LLC | 315 S HOLLYWOOD ROAD HOUMA, LA 70360 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $822 | — | $822 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 408 | $1.2M |
| Dental | UNION SECURITY INSURANCE COMPANY | 116 | $70K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 152 | $96K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 113 | $126K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 115 | $190K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 408 | $1.2M |
| Other | BLUE CROSS BLUE SHIELD OF LOUISIANA | 408 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.