| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 1800 CITY FARMDRIVE BLDG 5A BATON ROUGE, LA 70806 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $67K | $28K | $95K | 4.96% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 1800 CITY FARM DR BLDG 5A BATON ROUGE, LA 70806 | HARTFORD LIFE AND ACCIDENT | $24K | — | $24K | 10.17% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | 1250 S CAPITAL OF TX HWY BL 2 AUSTIN, TX 78746 | HARTFORD LIFE AND ACCIDENT | — | $3K | $3K | 1.18% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA | 1800 CITY FARM DR. BLDG. 5A BATON ROUGE, LA 70806 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| ROGERS BENEFIT GROUP INC3 | 3300 W ESPLANADE AVE STE 205 METAIRIE, LA 700027415 | PRINCIPAL LIFE INSURANCE COMPANY | — | $6K | $6K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 1800 CITY FARMDRIVE BLDG 5A BATON ROUGE, LA 70806 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 10.64% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (LA) | 1800 CITY FARM DR BATON ROUGE, LA 70806 | CEC COMMUNITY EYE CARE | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 267 | $1.9M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 360 | $119K |
| Vision | CEC COMMUNITY EYE CARE | 294 | $19K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 223 | $240K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 223 | $240K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 223 | $240K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 267 | $1.9M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 223 | $291K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.