| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | BLUE CROSS AND BLUESHIELD OF LOUISIANA | $25K | $7K | $32K | 4.76% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| CALVIN BEGNAUD3 | 605 ASTOR PLACE DR NEW IBERIA, LA 70563 | AFLAC | $3K | $74 | $3K | 7.66% |
| ROGER A PISANI3 Filed as: ROGER PISANI | 1207 BROYLES ST YOUNGSVILLE, LA 70592 | AFLAC | $787 | — | $787 | 2.13% |
| PATRICK J NEWSOM3 Filed as: PATRICK NEWSOM | 368 HIGHLAND OAKS AVE GRAY, LA 70359 | AFLAC | $432 | $18 | $450 | 1.22% |
| KEITH RICHARD3 | 814 IRA ST CARENCRO, LA 70520 | AFLAC | $254 | $17 | $271 | 0.73% |
| CARLOS D ESPINOSA3 Filed as: CARLOS ESPINOSA | 17103 VERDE PARK LN CYPRESS, TX 77433 | AFLAC | $106 | — | $106 | 0.29% |
| RICKY C PISANI3 Filed as: RICKY PISANI | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $98 | — | $98 | 0.27% |
| DAVID A GATES3 | 9704 COTTON LOOP ABBEVILLE, LA 70510 | AFLAC | $96 | — | $96 | 0.26% |
| SCOTT D LAGRANGE3 Filed as: SCOTT LAGRANGE | 107 CHASE DR LAFAYETTE, LA 70507 | AFLAC | $94 | — | $94 | 0.25% |
| SKYE A VERGENAL3 Filed as: SKYE VERGENAL | 516 CEDAR LAKE DR YOUNGSVILLE, LA 70592 | AFLAC | $73 | — | $73 | 0.20% |
| TROY L FALGOUT3 Filed as: TROY FALGOUT | 503 ESTATE DR NEW IBERIA, LA 70563 | AFLAC | $68 | — | $68 | 0.18% |
| KEITH WILLIAM BELLE3 Filed as: KEITH BELLE | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $62 | — | $62 | 0.17% |
| CHRISTOPHER GERALD HEBERT3 Filed as: CHRISTOPHER HEBERT | 322 W FARREL RD LAFAYETTE, LA 70508 | AFLAC | $51 | — | $51 | 0.14% |
| JOHN D BODKER3 Filed as: JOHN BOOKER | 11230 WEST AVE STE 3101 SAN ANTONIO, TX 78213 | AFLAC | $49 | — | $49 | 0.13% |
| BLAZE FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $46 | — | $46 | 0.12% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD #116 BATON ROUGE, LA 70810 | AFLAC | $41 | — | $41 | 0.11% |
| TRICIA DARBY3 | 210 CANDLEGLOW DR NEW IBERIA, LA 70563 | AFLAC | $39 | — | $39 | 0.11% |
| NATIONAL UNDERWRITERS AGENCY INC3 | 1639 BRADLEY PARK DR STE 500 COLUMBUS, GA 31904 | AFLAC | $24 | — | $24 | 0.06% |
| BLAKE CHARLES ADAMS3 Filed as: BLAKE ADAMS | 200 CREEKWOOD DR LAFAYETTE, LA 70503 | AFLAC | $23 | — | $23 | 0.06% |
| CORNELIUS S BARRILLEAUX3 Filed as: CORNELIUS BARRILLEAUX | 605 DODSON ST NEW IBERIA, LA 70563 | AFLAC | $21 | — | $21 | 0.06% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $14 | — | $14 | 0.04% |
| ELAINE HAMM3 | 809 ALONDA DR LAFAYETTE, LA 70503 | AFLAC | $11 | — | $11 | 0.03% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $9 | — | $9 | 0.02% |
| TIMOTHY VICE3 | PO BOX 288 YOUNGSVILLE, LA 70592 | AFLAC | $8 | — | $8 | 0.02% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $5 | — | $5 | 0.01% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $5 | — | $5 | 0.01% |
| FRANKLIN W STOUTE3 Filed as: FRANKLIN STOUTE | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $5 | — | $5 | 0.01% |
| JERRY W MARTIN3 | PO BOX 823 BERRYVILLE, AR 72616 | AFLAC | $2 | — | $2 | 0.01% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| FORESTER BENEFITS MANAGEMENT LLC3 Filed as: FORESTER BENEFITS MANAGEMENT, LLC | 1909 PINNACLE POINTE WAY KNOXVILLE, TN 37922 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $873 | $162 | $1K | 5.93% |
| DONALD R MASSAD, APC3 Filed as: DONALD R MASSAD | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $152 | — | $152 | 0.87% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| FORESTER BENEFITS MANAGEMENT LLC3 Filed as: FORESTER BENEFITS MANAGEMENT, LLC | 1909 PINNACLE POINTE WAY KNOXVILLE, TN 37922 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $864 | $162 | $1K | 5.94% |
| DONALD R MASSAD, APC3 Filed as: DONALD MASSAD | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $152 | — | $152 | 0.88% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| FORESTER BENEFITS MANAGEMENT LLC3 Filed as: FORESTER BENEFITS MANAGEMENT, LLC | 1909 PINNACLE POINTE WAY KNOXVILLE, TN 37922 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $131 | $1K | 11.04% |
| DONALD R MASSAD, APC3 Filed as: DONALD R MASSAD | 6700 JEFFERSON HWY BLDG 7 STE C BATON ROUGE, LA 70806 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $126 | — | $126 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUESHIELD OF LOUISIANA | 80 | $667K |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 71 | $43K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $35K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 29 | $13K |
| Prescription drug | BLUE CROSS AND BLUESHIELD OF LOUISIANA | 80 | $667K |
| Other(3 contracts, 2 carriers) | AFLAC | 127 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.