| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 190 NEW CAMELLIA BLVD., STE. C COVINGTON, LA 704337812 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $36K | — | $36K | 4.44% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERV.-BATON ROUGE | 235 HIGHLANDIA DR., STE. 200 BATON ROUGE, LA 708106056 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | — | $1K | $1K | 0.17% |
| MOHR BENEFITS LLC3 | 3515 MELVIL DEWEY METAIRIE, LA 70002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $758 | $6K | 9.30% |
| MARK E. LEVEQUE3 | 4413 HENICAN PL. METAIRIE, LA 70003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $18 | $1K | 2.15% |
| JUSTIN CATHAW PARADISE3 | 84 ORMOND PLACE DESTREHAN, LA 70047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.71% |
| GARY L. ROSIERE3 | P.O. BOX 2721 GRETNA, LA 70053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $565 | $8 | $573 | 0.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | DBA HUB INTL GULF SOUTH LTD. 3510 N. CAUSEWAY BLVD., SUITE 300 METAIRIE, LA 70002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $458 | — | $458 | 0.77% |
| PEGGY TAUZIER3 | 549 ARIS AVE. METAIRIE, LA 70005 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | — | $85 | 0.14% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR. MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.08% |
| ROBERT MARCELLO BENEFITS INC.3 | 701 LEVERT DR. THIBODAUX, LA 70301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.07% |
| CATHERINE O'NEAL3 | 5020 SENAC DRIVE METAIRIE, LA 70003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 190 NEW CAMELLIA BLVD., STE. C COVINGTON, LA 704337812 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 13.91% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERV.-BATON ROUGE | 235 HIGHLANDIA DR., STE. 200 BATON ROUGE, LA 708106056 | HUMANA INSURANCE COMPANY | — | $43 | $43 | 0.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 147 | $809K |
| Dental | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 147 | $809K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 147 | $809K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 179 | $67K |
| Prescription drug | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 147 | $809K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 179 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.