| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC3 | — | GREAT MIDWEST INSURANCE COMPANY | $309K | — | $309K | 28.05% |
| CIGNA3 | — | GREAT MIDWEST INSURANCE COMPANY | $76K | — | $76K | 6.85% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | — | GREAT MIDWEST INSURANCE COMPANY | $23K | — | $23K | 2.04% |
| AMINO, INC.3 | — | GREAT MIDWEST INSURANCE COMPANY | $13K | — | $13K | 1.15% |
| TELADOC3 | — | GREAT MIDWEST INSURANCE COMPANY | $9K | — | $9K | 0.78% |
| PHCS3 | — | GREAT MIDWEST INSURANCE COMPANY | $7K | — | $7K | 0.61% |
| CURALINC HEALTHCARE3 Filed as: CURALINC | — | GREAT MIDWEST INSURANCE COMPANY | $7K | — | $7K | 0.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 1800 CITY FARM DRIVE BUILDING 5A BATON ROUGE, LA 70806 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | $63 | $37K | 9.19% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (LA) INC | 1800 CITY FARM DRIVE BUILDING 5A BATON ROUGE, LA 70806 | SUN LIFE ASSURANCE COMPANY OF CANADA | $39K | — | $39K | 16.09% |
| NFP INSURANCE SERVICES INC3 | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY SUITE 2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $712 | — | $712 | 0.29% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OF LOUISIANA | 9026 JEFFERSON HIGHWAY SUITE 202 BATON ROUGE, LA 70809 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $474 | $7K | 15.17% |
| GCG FINANCIAL LLC3 Filed as: AGM BENEFITS, AN ALERA GROUP AGENCY | 8550 UNITED PLAZA BOULEVARD SUITE 210 BATON ROUGE, LA 70809 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $692 | — | $692 | 1.56% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY BUILDING 2, SUITE 125 AUSTIN, TX 78746 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $316 | $316 | 0.71% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES OF LOUISIANA | 9026 JEFFERSON HIGHWAY SUITE 202 BATON ROUGE, LA 70809 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $482 | $7K | 24.99% |
| GCG FINANCIAL LLC3 Filed as: AGM BENEFITS AN ALERA GROUP AGENCY | 8550 UNITED PLAZA BOULEVARD SUITE 210 BATON ROUGE, LA 70809 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $56 | — | $56 | 0.19% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1800 CITY FARM DRIVE BATON ROUGE, LA 70806 | LIFESECURE INSURANCE COMPANY | $571 | — | $571 | 4.01% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 14546 BROOK HOLLOW SAN ANTONIO, TX 78232 | LIFESECURE INSURANCE COMPANY | $414 | — | $414 | 2.91% |
| SPECIALTY PLANNERS, INC.3 | 6201 PRESIDENTIAL COURT FORT MYERS, FL 33919 | LIFESECURE INSURANCE COMPANY | $92 | — | $92 | 0.65% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (LA), INC. | 1800 CITY FARMS DRIVE BATON ROUGE, LA 70806 | VISION SERVICE PLAN | $7K | — | $7K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 638 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 642 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,654 | $405K |
| Vision | VISION SERVICE PLAN | 432 | $7K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 615 | $286K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 615 | $242K |
| Stop-loss / reinsurancereinsurance | GREAT MIDWEST INSURANCE COMPANY | 530 | $1.1M |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 615 | $330K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,654 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.