| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | 235 HIGHLANDIA DRIVE, SUITE 200 BATON ROUGE, LA 70810 | HCC LIFE INSURANCE COMPANY | $6K | — | $6K | 1.00% |
| INSURANCE RESOURCE GROUP INC Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD | $14K | — | $14K | 6.15% |
| GALLAGHER BENEFIT SERVICES, INC. | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD | $8K | — | $8K | 3.58% |
| CORNERSTONE BENEFITS LLC Filed as: CORNERSTONE BENEFITS LTD | 213 N COLLEGE ROAD LAFAYETTE, LA 70506 | RELIANCE STANDARD | $5K | — | $5K | 2.30% |
| INSURANCE RESOURCE GROUP INC Filed as: INSURANCE RESOURCE GROUP IN | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD | $10K | — | $10K | 4.71% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC. | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD | $7K | — | $7K | 3.35% |
| CORNERSTONE BENEFITS LLC Filed as: CORNERSTONE BENEFITS LTD | 213 N COLLEEGE RD LAFAYETTE, LA 70506 | RELIANCE STANDARD | $4K | — | $4K | 2.11% |
| INSURANCE RESOURCE GROUP INC Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD | $10K | — | $10K | 6.16% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD | $6K | — | $6K | 3.58% |
| CORNERSTONE BENEFITS LLC Filed as: CORNERSTONE BENEFITS LTD | 213 N COLLEGE DR LAFAYETTE, LA 70506 | RELIANCE STANDARD | $4K | — | $4K | 2.31% |
| INSURANCE RESOURCE GROUP INC Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD | $3K | — | $3K | 5.89% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD | $2K | — | $2K | 3.33% |
| CORNERSTONE BENEFITS LLC Filed as: CORNERSTONE BENEFITS LTD | 213 N COLLEGE ROAD LAFAYETTE, LA 70506 | RELIANCE STANDARD | $1K | — | $1K | 2.08% |
| INSURANCE RESOURCE GROUP INC | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD | $3K | — | $3K | 5.95% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC. | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD | $2K | — | $2K | 3.26% |
| CORNERSTONE BENEFITS LLC Filed as: CORNERSTONE BENEFITS LTD | 213 N COLLEGE RD LAFAYETTE, LA 70506 | RELIANCE STANDARD | $1K | — | $1K | 2.10% |
| INSURANCE RESOURCE GROUP INC | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD | $2K | — | $2K | 4.29% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC. | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD | $2K | — | $2K | 3.54% |
| CORNERSTONE BENEFITS LLC Filed as: CORNERSTONE BENEFITS LTD | 213 N COLLEGE DRIVE LAFAYETTE, LA 70506 | RELIANCE STANDARD | $952 | — | $952 | 2.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 984 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 984 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | RELIANCE STANDARD | 832 | $515K |
| Vision | RELIANCE STANDARD | 832 | $515K |
| Life insurance(2 contracts) | RELIANCE STANDARD | 779 | $247K |
| Short-term disability | RELIANCE STANDARD | 850 | $220K |
| Long-term disability | RELIANCE STANDARD | 850 | $158K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 984 | $550K |
| Other(3 contracts) | RELIANCE STANDARD | 779 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 984 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.