| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 11250 HERITAGE OAKS SHREVEPORT, LA 71106 | BLUECROSS AND BLUESHIELD OF LOUISIANA | $35K | $22K | $57K | 5.67% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 11250 HERITAGE OAKS SHREVEPORT, LA 71106 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 11.40% |
| THE PRODUCERS GROUP, INC3 | 3939 NORTH CAUSEWAY BOULEVARD #302 METARIE, LA 70002 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $357 | — | $357 | 0.37% |
| BETTE ANN POWELL3 | 5002 DIXIE GARDEN DRIVE SHREVEPORT, LA 71105 | AFLAC | $11K | $378 | $12K | 13.67% |
| KENNETH A WIMER3 | 900 PIERREMONT ROAD SUITE 114 SHREVEPORT, LA 71106 | AFLAC | $2K | $76 | $3K | 2.99% |
| DANIEL B ELLIS3 | 751 HEBRON PARKWAY SUITE 220 LEWISVILLE, TX 75057 | AFLAC | $2K | — | $2K | 1.79% |
| SKYE A VERGENAL3 | 900 PIERREMONT ROAD SUITE 114 SHREVEPORT, LA 71106 | AFLAC | $1K | $76 | $1K | 1.49% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $530 | $42 | $572 | 0.68% |
| JACQUELINE S ALLEN3 | 619 ALDER LANE BOSSIER CITY, LA 71111 | AFLAC | $289 | — | $289 | 0.34% |
| ELLEN KYLE3 | 2156 CHURCHILL DRIVE BOSSIER CITY, LA 71111 | AFLAC | $123 | — | $123 | 0.15% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT ROAD SUITE 114 SHREVEPORT, LA 71106 | AFLAC | $118 | — | $118 | 0.14% |
| MARJORIE F EVANS3 | 12942 HIGHWAY 171 MANSFIELD, LA 71052 | AFLAC | $95 | — | $95 | 0.11% |
| MELISSA BURR3 | PO BOX 328 CONVERSE, LA 71419 | AFLAC | $95 | — | $95 | 0.11% |
| DAVID M COUGHLIN3 | 751 HERBRON PARKWAY SUITE 220 LEWISVILLE, TX 75057 | AFLAC | $68 | — | $68 | 0.08% |
| STACY S RITCHIE3 | 900 PIERREMONT ROAD SUITE 114 SHREVEPORT, LA 71106 | AFLAC | $53 | — | $53 | 0.06% |
| MARY LOIS WIMER3 | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | AFLAC | $37 | — | $37 | 0.04% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD 116 BATON ROUGE, LA 70810 | AFLAC | $28 | — | $28 | 0.03% |
| RICHARD RUSSELL HOGAN3 | 406 TREMONT DRIVE RUSTON, LA 71270 | AFLAC | $15 | — | $15 | 0.02% |
| ELLEN RICHARDSON3 | PO BOX 2 BETHANY, LA 71007 | AFLAC | $14 | — | $14 | 0.02% |
| APRIL M BEAM3 | 200 SPRINGLAND DRIVE SHREVEPORT, LA 71106 | AFLAC | $14 | — | $14 | 0.02% |
| E INGRAM INC3 | 455 PEBBLE CREEK DRIVE SUITE D MADISON, MS 39110 | AFLAC | $13 | — | $13 | 0.02% |
| JEREMY D WIMER3 | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | AFLAC | $11 | — | $11 | 0.01% |
| ASHLEY C MIDDLETON3 | 538 SOUTH DEERFIELD DRIVE CANTON, MS 39046 | AFLAC | $8 | — | $8 | 0.01% |
| JOAN M MCSWAIN3 | 4347 LAKELAND DRIVE FLOWOOD, MS 39232 | AFLAC | $8 | — | $8 | 0.01% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE SUITE B RIDGELAND, MS 39157 | AFLAC | $6 | — | $6 | 0.01% |
| J DAVID BUTLER3 | 601 CRESCENT BOULEVARD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $4 | — | $4 | 0.00% |
| BERNARD INSURANCE AGENCY LLC3 | 766 PROFESSIONAL DRIVE NORTH SHREVEPORT, LA 71105 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11250 HERITAGE OAKS SHREVEPORT, LA 71106 | SOUTHERN NATIONAL LIFE | $176 | $756 | $932 | 21.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 158 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS AND BLUESHIELD OF LOUISIANA | 116 | $1.0M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 113 | $181K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 113 | $96K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 153 | $89K |
| Short-term disability | AFLAC | 104 | $84K |
| Prescription drug | BLUECROSS AND BLUESHIELD OF LOUISIANA | 116 | $1.0M |
| Other(5 contracts, 5 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 158 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.