| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.4 Filed as: GALLAGHER BENEFIT SERVICES BAT | GALLAGHER BENEFIT SERVICES INC MOUNT LAUREL, NJ 08054 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $28K | $10K | $38K | 18.45% |
| SOUTHERN NATL MKTG COMPANY3 | SOUTHERN NATL MKTG COMPANY BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $9K | $9K | 4.56% |
| SOUTHERN NATL MARKETING CO4 Filed as: SOUTHERN NATL BKTG COMPANY | SOUTHERN NATL MKTG COMPANY BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 3.18% |
| SANTA CRUZ CHARLOTTE R3 Filed as: SANTA CRUZ CHARLOTTE | 718 DUNBAR AVE APT 3A BAY ST. LOUIS, MS 395202906 | AMERITAS LIFE INSURANCE CORP. | $5K | — | $5K | 6.00% |
| PRICE LEBLANC AGENCY, L.C.3 | 14295 AIRLINE HWY. GONZALES, LA 707376612 | AMERITAS LIFE INSURANCE CORP. | $4K | — | $4K | 4.00% |
| CHARLOTTE R SANTA CRUZ3 | 718 DUNBAR AVENUE SUITE 3A BAY ST. LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 15.08% |
| PRICE LEBLANC AGENCY, L.C.3 | P. O. BOX 86330 BATON ROUGE, LA 70879 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 9.36% |
| CHARLOTTE R SANTA CRUZ3 | 718 DUNBAR AVENUE SUITE 3A BAY ST. LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 11.14% |
| PRICE LEBLANC AGENCY, L.C.3 | P. O. BOX 86330 BATON ROUGE, LA 70879 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 6.54% |
| CHARLOTTE R SANTA CRUZ3 | 718 DUNBAR AVENUE SUITE 3A BAY ST. LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 10.45% |
| PRICE LEBLANC AGENCY, L.C.3 | P. O. BOX 86330 BATON ROUGE, LA 70879 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $835 | — | $835 | 6.31% |
| CHARLOTTE R SANTA CRUZ3 | 718 DUNBAR AVENUE SUITE 3A BAY ST. LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $832 | — | $832 | 6.68% |
| PRICE LEBLANC AGENCY, L.C.3 | P. O. BOX 86330 BATON ROUGE, LA 70879 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $490 | — | $490 | 3.94% |
| SANTA CRUZ CHARLOTTE R3 | 718 DUNBAR AVE SUITE 3A BAY ST. LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 42.22% |
| PRICE LEBLANC AGENCY, L.C.3 | P. O. BOX 85330 BATO, LA 70879 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 24.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 309 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 309 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 393 | $90K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 393 | $90K |
| Life insurance(6 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 309 | $298K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 309 | $206K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 309 | $206K |
| Other(6 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP. | 393 | $181K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 393 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.