| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KENNETH ST. ROMAIN3 | PO BOX 98 MANSURA, LA 71350 | BLUE CROSS BLUESHIELD OF LOUISIANA | $29K | $0 | $29K | 3.39% |
| POINTE COUPEE PARISH FARM BUREAU3 | PO BOX 98 MANSURA, LA 71350 | BLUE CROSS BLUESHIELD OF LOUISIANA | $17K | $0 | $17K | 1.95% |
| JESSICA S COUVILLION3 Filed as: JESSICA COUVILLION | PO BOX 98 MANSURA, LA 71350 | BLUE CROSS BLUESHIELD OF LOUISIANA | $2K | $0 | $2K | 0.25% |
| YOLANDE THORNHILL3 | 5003 MASONIC DR. SUITE 112 ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $3K | $10K | 10.33% |
| TI BENEFITS INC3 | 2866 HWY 114 HESSMER, LA 71341 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $6K | $8K | 8.37% |
| BENEFIT STRATEGIES & ADMIN3 | 325 HIAWATHA TRAIL PINEVILLE, LA 71360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $52 | $4K | 3.85% |
| TERRI L FIRMIN3 | 2866 HWY 114 HESSMER, LA 71341 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $482 | $3K | 2.92% |
| SANDRA G LEWIS3 | 308 RAINBOW DR PINEVILLE, LA 71360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 2.79% |
| PROFESSIONAL BENEFITS CONSULTANTS3 | PO BOX 12612 ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.85% |
| ELAINE MORAN3 | 201 FAIRBROOK ST PINEVILLE, LA 71360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.64% |
| CHARLINE PARKER3 Filed as: CHARLINE T PARKER | 6390 TWIN BRIDGES RD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $960 | $171 | $1K | 1.19% |
| KEVIN L BRUNSON3 | 131 ROBIN HOOD ROAD DRY PRONG, LA 71423 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $379 | $0 | $379 | 0.40% |
| ARIEN SHAUN LEWIS3 | 308 RAINBOW DR. PINEVILLE, LA 71360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $365 | $0 | $365 | 0.38% |
| CORETTA BETHELL CHARLES3 | 352 ELEANOR ST COLFAX, LA 71417 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $226 | $0 | $226 | 0.24% |
| JENNIFER ROSE SMITH3 | 4920 W SAN RAFAEL ST TAMPA, FL 33629 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $174 | $27 | $201 | 0.21% |
| JACQUELINE M WILSON3 | 1929 DABNEY DRIVE BATON ROUGE, LA 70816 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $148 | $13 | $161 | 0.17% |
| SOUTHERN CAPITAL BROKERAGE LLC3 | ATTN BROKERAGE JACKSON, MS 39205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $136 | $0 | $136 | 0.14% |
| BRIDGET D ETCHESON3 | 3264 PLEASANT LN DERIDDER, LA 70634 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $104 | $10 | $114 | 0.12% |
| DANA NICOLE CAMPBELL3 | PO BOX 38 TIOGA, LA 71477 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | $1 | $90 | 0.09% |
| ANDRE JEROME GONZAQUE3 | 2542 ELWICK DR BATON ROUGE, LA 70816 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | $1 | $73 | 0.08% |
| NORTH FLORIDA BROKER SOLUTIONS LLC3 | 1550 HARRINGTON PARK DRIVE JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $14 | $37 | 0.04% |
| GROUP VOLUNTARY BENEFITS LLC3 | 201 WILDWOOD DR HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $12 | $33 | 0.03% |
| ETCHESON INC3 | 3264 PLEASANT LN DERIDDER, LA 70634 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.03% |
| GREG H TOWN3 | 4664 JAMESTOWN AVE STE 2B BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.02% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.01% |
| WAYNE E RYAN3 | PO BOX 12445 ALEXANDRIA, LA 71315 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| ROBBINS RESEARCH AND PLANNING INC3 | 731 AVGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 28 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUESHIELD OF LOUISIANA | 17 | $863K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 111 | $95K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 111 | $95K |
| Prescription drug | BLUE CROSS BLUESHIELD OF LOUISIANA | 17 | $863K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 111 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 111 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.