| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DALE F. SOLDEVILA3 | 2121 N. CAUSEWAY BLVD. STE. 258 METAIRIE, LA 70001 | HUMANA | $42K | $0 | $42K | 6.53% |
| DALE F. SOLDEVILA3 | 2932 JOHNSON STREET MATAINE, LA 70001 | GUARDIAN | $9K | $0 | $9K | 10.00% |
| EDWARD F. LANDRY3 | 3445 N. CAUSEWAY BLVD. STE. 1000 METAIRIE, LA 70002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 15.00% |
| JOSEPH SCOTT CANTRELL3 | 3445 N. CAUSEWAY BLVD. STE 1000 METAIRIE, LA 70002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | UNUM | $2K | $0 | $2K | 12.00% |
| EDWARD F. LANDRY3 | 3445 N. CAUSEWAY BLVD. STE 1000 METAIRIE, LA 70002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA | 113 | $647K |
| Dental | GUARDIAN | 123 | $88K |
| Vision | GUARDIAN | 123 | $88K |
| Life insurance | UNUM | 140 | $16K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 73 | $40K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $9K |
| Other | UNUM | 140 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.