| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN SULPHUR, LA 70063 | BLUECROSS AND BLUESHIELD OF LOUISIANA | $2K | — | $2K | 0.08% |
| MCKAY STRATEGIC BENEFITS LLC3 Filed as: MCKAY STRATEGIC BENEFITS, LLC | 106 EMERSON ROAD YOUNGSVILLE, LA 70592 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27K | $2K | $29K | 9.48% |
| KATHLEEN A BARTLETT3 Filed as: KATHLEEN A. BARTLETT | 205 ELIAS G. ROAD LAFAYETTE, LA 70506 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12K | $714 | $12K | 4.03% |
| ASHLEY COPELAND3 | 110 TRAVIS STREET LAFAYETTE, LA 70503 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $394 | $4K | 1.44% |
| BRIDGET D ETCHESON3 Filed as: BRIDGET ETCHESON AND OTHER AGENTS | 3264 PLEASANT LANE DERIDDER, LA 70634 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $180 | $4K | 1.25% |
| ANGEL SOLTON DAVIDSON3 | 316 JOHNSTON STREET ALEXANDRIA, LA 71301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 1.17% |
| MICHELLE RENEE LANDRY3 | 3402 VIDA SHAW ROAD NEW IBERIA, LA 70563 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 0.86% |
| CHRISLYN M FREDERICK3 Filed as: CHRISLYN M. FREDERICK | 610 GEORGETOWN DRIVE CASSELBERRY, FL 32707 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $830 | — | $830 | 0.27% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | PO BOX 3198 LITTLE ROCK, AR 72203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19K | $8K | $27K | 9.40% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 200 SUMMIT LAKE DRIVE, SUITE 350 VALHALLA, NY 10595 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 5.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 389 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 391 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS AND BLUESHIELD OF LOUISIANA | 522 | $2.8M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 389 | $283K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 389 | $283K |
| Life insurance(3 contracts, 3 carriers) | BLUECROSS AND BLUESHIELD OF LOUISIANA | 522 | $3.4M |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 389 | $283K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 389 | $283K |
| Prescription drug | BLUECROSS AND BLUESHIELD OF LOUISIANA | 522 | $2.8M |
| Other(2 contracts, 2 carriers) | BLUECROSS AND BLUESHIELD OF LOUISIANA | 522 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 522 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.