| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUGUSTINE A OLALERE3 | 845 LOWCOUNTRY BLVD, SUITE S MT. PLEASANT, SC 29464 | THE UNION LABOR LIFE INSURANCE CO. | $43K | — | $43K | 10.00% |
| AUGUSTINE A OLALERE3 | 741 JOHNNIE DODDS BLVD MT. PLEASANT, SC 29464 | RELIASTAR LIFE INSURANCE COMPANY | $14K | — | $14K | 9.60% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK ST STE #207 MT. PLEASANT, SC 29466 | RELIASTAR LIFE INSURANCE COMPANY | $3K | — | $3K | 2.40% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THOMAS R DANIEL EIN 72-0502386 EMPLOYEE | Employee (plan) Service code 30 | 147 CARONDELET ST. STE 300 NEW ORLEANS, LA 70130 | $44K |
| THE SEGAL COMPANY EIN 13-2619259 NONE | Actuarial; Insurance agents and brokers Service code 11 | 10740 N. GESSNER DR STE 320 HOUSTON, TX 770641240 | $30K |
| ALICE C. BAPTISTE EIN 72-0502386 EMPLOYEE | Employee (plan) Service code 30 | 147 CARONDELET ST. STE 300 NEW ORLEANS, LA 70130 | $25K |
| WATERFRONT EMPLOYERS OF NEW ORLEANS EIN 72-0456253 NONE | Other services Service code 49 | 721 RICHARD STREET STE B NEW ORLEANS, LA 70130 | $25K |
| DUPLANTIER,HRAPMANN,HOGAN & MAHER EIN 72-0567396 NONE | Accounting (including auditing) Service code 10 | 1615 POYDRAS ST. STE 2100 NEW ORLEANS, LA 70112 | $19K |
| ROBEIN,URANN,SPENCER,PICARD & CANGE EIN 72-0999672 NONE | Legal Service code 29 | 2540 SEVERN AVE. STE 400 METAIRIE, LA 70002 | $12K |
| J.P. MORGAN CHASE BANK, N.A. EIN 13-4994650 NONE | Account maintenance fees Service code 65 | ONE CHASE MANHATTAN PLAZA, FLOOR 20 NEW YORK, NY 10005 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,084 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 44 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,768 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE CO. | 2,816 | $578K |
| Other(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE CO. | 2,816 | $578K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,816 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.