| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST INSURANC | PO BOX 2456 LAFAYETTE, LA 70502 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $22K | $10K | $32K | 3.92% |
| GWENDOLYN M BARILLEAUX3 | 110 TRAVIS STRET SUITE 218 LAFAYETTE, LA 70503 | GUARANTY ASSURANCE COMPANY (GAC) DBA DINA DENTAL | $4K | — | $4K | 8.65% |
| MANUEL R MCKAY JR3 | 110 TRAVIS STREET SUITE 212 LAFAYETTE, LA 70503 | GUARANTY ASSURANCE COMPANY (GAC) DBA DINA DENTAL | $2K | — | $2K | 3.84% |
| G BARILEAUX & ASSOCIATES INC3 | 1200 ROBLEY DRIVE LAFAYETTE, LA 70503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $301 | $5K | 13.34% |
| MCKAY STRATEGIC BENEFITS LLC3 | 110 TRAVIS STREET LAFAYETTE, LA 70503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $659 | $377 | $1K | 2.74% |
| CHRISLYN M FREDERICK3 | 610 GEORGETOWN DRIVE CASSELBERRY, FL 32707 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $897 | $3 | $900 | 2.38% |
| KATHLEEN BIGGIE LAFLEUR3 | 2211 HIGHWAY 1252 CARENCRO, LA 70762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $766 | — | $766 | 2.02% |
| RUBY JOYCE FRUGE3 | 2004 HIGHWAY 103 PORT BARRE, LA 70577 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $126 | $11 | $137 | 0.36% |
| KATHLEEN A BARTLETT3 | 205 ELIAS G ROAD LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | $4 | $86 | 0.23% |
| LULA D HOTARD3 | 184 ST. CALAIS PLACE MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | — | $82 | 0.22% |
| MICHELLE RENEE LANDRY3 | 3402 VIDA SHAW ROAD NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.10% |
| JOEY MIGUES3 | 306 W MAIN STREET NEW LIBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.05% |
| R H LITTELL3 | 6894 FALSE RIVER ROAD OSCAR, LA 70762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INSURAN | PO BOX 2456 LAFAYETTE, LA 70502 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 16.29% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS AGE | PO BOX 2456 LAFAYETTE, LA 70502 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS AGE | PO BOX 2456 LAFAYETTE, LA 70502 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.85% |
| GWENDOLYN M BARILLEAUX3 | 110 TAVIS STREET SUITE 109 LAFAYETTE, LA 70503 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $840 | — | $840 | 10.87% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL LIFE & ACCIDENT INSURANCE | 1200 COLONIAL LIFE BOULEVARD COLUMBIA, SC 29210 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $140 | — | $140 | 1.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 126 | $821K |
| Dental | GUARANTY ASSURANCE COMPANY (GAC) DBA DINA DENTAL | 86 | $50K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 102 | $8K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 106 | $71K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 106 | $59K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 56 | $24K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 126 | $821K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 106 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.