| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: DWIGHT W. ANDRUS INSURANCE INC. | 500 DOVER BLVD., #110 LAFAYETTE, LA 70503 | QBE INSURANCE | — | — | $0 | 0.00% |
| JASON MAYNARD3 | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $3K | $73 | $3K | 2.80% |
| SHERRY DEAN HOMAN3 | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $2K | $73 | $2K | 1.50% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $2K | $29 | $2K | 1.38% |
| MICHAEL JOSEPH ROBICHEAUX3 | 104 WAYSIDE DR LAFAYETTE, LA 70506 | AFLAC | $740 | $0 | $740 | 0.63% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $730 | $0 | $730 | 0.62% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $729 | $0 | $729 | 0.62% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $541 | $0 | $541 | 0.46% |
| ROBERT G ANGERS3 | PO BOX 91624 LAFAYETTE, LA 70509 | AFLAC | $355 | $0 | $355 | 0.30% |
| TED MARION LEGE3 | 302 BON TEMPS DR LAFAYETTE, LA 70506 | AFLAC | $330 | $0 | $330 | 0.28% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $187 | $0 | $187 | 0.16% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $180 | $0 | $180 | 0.15% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: FREMIN INSURANCE & RISK MANAGEMENT | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $180 | $0 | $180 | 0.15% |
| DEREK JOSEPH STUTES3 | 1301 WESTMORELAND ST LAKE CHARLES, LA 70605 | AFLAC | $171 | $0 | $171 | 0.15% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $160 | $0 | $160 | 0.14% |
| BRYAN J COMEAUX3 | 305 E 3RD ST CROWLEY, LA 70526 | AFLAC | $86 | $0 | $86 | 0.07% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E 3RD ST CROWLEY, LA 70526 | AFLAC | $86 | $0 | $86 | 0.07% |
| SHANE A DUPONT3 | 771 PELICAN LANE COPPELL, TX 75019 | AFLAC | $84 | $0 | $84 | 0.07% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $84 | $0 | $84 | 0.07% |
| KAYLA M SIMON3 | 1050 COOPER RD ARNAUDVILLE, LA 70512 | AFLAC | $77 | $0 | $77 | 0.07% |
| JIMMY LEON JOHNSON3 | 1005 BELLA VISTA BLVD APT 119 ST AUGUSTINE, FL 32084 | AFLAC | $63 | $0 | $63 | 0.05% |
| BRIAN JASON THOMPSON3 | 103 BEAU REPOSE LAFAYETTE, LA 70508 | AFLAC | $62 | $0 | $62 | 0.05% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $51 | $0 | $51 | 0.04% |
| NICHOLAS S LAFLEUR3 | 2506 VIDA SHAW RD NEW IBERIA, LA 70563 | AFLAC | $51 | $0 | $51 | 0.04% |
| SHERRIE DENISE ARCENEAUX3 | 116 FAIRGROUNDS DR LAFAYETTE, LA 70503 | AFLAC | $48 | $0 | $48 | 0.04% |
| PATRICK J NEWSOM3 | 2506 VIDA SHAW RD NEW IBERIA, LA 70563 | AFLAC | $48 | $0 | $48 | 0.04% |
| TROY JAMES LEBLANC3 | 201 PRESCOTT BLVD APT 1136 YOUNGSVILLE, LA 70592 | AFLAC | $39 | $0 | $39 | 0.03% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $37 | $0 | $37 | 0.03% |
| MICHAEL SCHROEDER3 | 1306 CAIRO ST BOSSIER CITY, LA 71112 | AFLAC | $34 | $0 | $34 | 0.03% |
| STACIE K BELLE3 | 105 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $31 | $0 | $31 | 0.03% |
| ALL SEASONS INS AGCY INC3 | 132 LONDONDERRY SQ LAFAYETTE, LA 70508 | AFLAC | $27 | $0 | $27 | 0.02% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $24 | $0 | $24 | 0.02% |
| SENIOR MARKET SALES INC3 | 8420 WEST DODGE RD STE 510 OMAHA, NE 68114 | AFLAC | $17 | $0 | $17 | 0.01% |
| RUDY T LANDRY3 | PO BOX 365 PORT BARRE, LA 70577 | AFLAC | $15 | $0 | $15 | 0.01% |
| LISA SARRADET NEWSOM3 Filed as: LISA NEWSOM | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $14 | $0 | $14 | 0.01% |
| LACEY A FONTENOT3 | 5264 HIGHWAY 182 OPELOUSAS, LA 70570 | AFLAC | $11 | $0 | $11 | 0.01% |
| RONDA R LAHOOD3 | PO BOX 893 IOWA, LA 70647 | AFLAC | $11 | $0 | $11 | 0.01% |
| KELLY BOURQUE BREAUX3 | 333 WATERFORD PL BREAUX BRIDGE, LA 70517 | AFLAC | $10 | $0 | $10 | 0.01% |
| TIMOTHY VICE3 Filed as: TIMOTHY J VICE | 5118 NORTHSIDE RD NEW IBERIA, LA 70563 | AFLAC | $8 | $0 | $8 | 0.01% |
| TERRY J STUTES3 | 1717 E PRIEN LAKE RD STE 4 LAKE CHARLES, LA 70601 | AFLAC | $7 | $0 | $7 | 0.01% |
| MICHAEL SCHROEDER3 | 2303 ASHLAND AVE BOSSIER CITY, LA 71111 | AFLAC | $7 | $0 | $7 | 0.01% |
| TERRY J STUTES3 | 1825 MOSS ST LAKE CHARLES, LA 70601 | AFLAC | $7 | $0 | $7 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC. | 421 W 3RD ST STE 800 FORT WORTH, TX 76102 | DELTA DENTAL INSURANCE COMPANY | $9K | — | $9K | 10.43% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC. | 421 W 3RD ST STE 800 FORT WORTH, TX 76102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $8K | 17.36% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W. ANDRUS INSURANCE INC. | 500 DOVER BLVD., #110 LAFAYETTE, LA 70503 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 9.20% |
| RICHARD A SCHEGA3 | STE 3400 3838 N CAUSEWAY BLVD METARIE, LA 70002 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| ODON LESSLEY BACQUE | 102 VERSAILLES BLVD STE 808 LAFAYETTE, LA 70501 | MML BAYSTATE LIFE INSURANCE COMPANY | $808 | — | $808 | — |
| RICHARD A SCHEGA | STE 3400 3838 N CAUSEWAY BLVD METARIE, LA 70002 | MML BAYSTATE LIFE INSURANCE COMPANY | $327 | — | $327 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RXBENEFITS INC EIN 63-1157085 PHARMACY BENEFIT | Direct payment from the plan; Claims processing Service code 12 | 3700 COLONNADE PKWY STE 600 BIRMINGHAM, AL 35243 | $870K |
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 11 SCOTT ST, SUITE 100 WAUSAU, WI 54403 | $104K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QBE INSURANCE | 182 | $313K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 293 | $82K |
| Life insurance(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 179 | $46K |
| Short-term disability | AFLAC | 116 | $117K |
| Other(2 contracts, 2 carriers) | QBE INSURANCE | 182 | $358K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.