No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator; Consulting (general) Service code 14 | PO BOX 1449 GOODLETTSVILLE, TN 37070 | $324K |
| UNITED HEALTHCARE EIN 36-2739571 NONE | Claims processing Service code 12 | 5901 LINCOLN DRIVE MINNEAPOLIS, MN 55436 | $240K |
| REGIONS BANK EIN 63-0371391 NONE | Custodial (securities); Investment management Service code 19 | 201 MILAN PARKWAY, 2ND FL BIRMINGHAM, AL 35211 | $52K |
| MORGAN LEWIS & BOCKIUS LLP EIN 23-0891050 NONE | Legal Service code 29 | 1701 MARKET STREET PHILADELPHIA, PA 19103 | $47K |
| DANIELS, IRWIN & AYLOR CPAS EIN 62-1802605 NONE | Accounting (including auditing) Service code 10 | 223 MADISON ST STE 112 MADISON, TN 371153660 | $21K |
| VIVEKA HEALTH EIN 86-2467157 NONE | Other insurance fees and expenses Service code 73 | 12550 BISCAYNE BLVD 505 MIAMI, FL 33181 | $17K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Actuarial Service code 11 | 11590 N MERIDIAN ST 610 CARMEL, IN 46032 | $7K |
| EMPATHIA, INC. EIN 39-1486873 NONE | Other insurance fees and expenses Service code 73 | N17 W24100 RIVERWOOD DR WAUKESHA, WI 53188 | $6K |
| MONEY MARKET AND MUTUAL FUNDS NONE | Investment management; Custodial (securities) Service code 19 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 707 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 724 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 724 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 724 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.