| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $30K | $14K | $45K | 3.46% |
| NEP CORPORATE SERVICES LA INC3 Filed as: NEP CORPORATE SERVICES (LA) INC | 8702 JEFFERSON HIGHWAY SUITE A BATON ROUGE, LA 70809 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 16.16% |
| NEP INSURANCE SERVICES INC3 Filed as: NEP INSURANCE SERVICES, INC | 1250 CAPITAL OF TEXAS HIGHWAY SUITE 2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $125 | $125 | 0.27% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 1800 CITY FARMDRIVE BUILDING 5A BATON ROUGE, LA 70806 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (LA) INC | 9026 JEFFERSON HIGHWAY SUITE 202 BATON ROUGE, LA 70809 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 138 | $1.3M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 138 | $1.3M |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 107 | $13K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 133 | $46K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 35 | $28K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 167 | $41K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 138 | $1.3M |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 133 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.