| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. Filed as: ARTHUR GALLAGHER RISK MGMT SVC | 235 HIGHLAND DR 200 BATON ROUGE, LA 70810 | HARTFORD LIFE AND ACCIDENT | $21K | — | $21K | 7.75% |
| DONALD R MASSAD, APC3 Filed as: DONALD R MASSAD APC | 6700 JEFFERSON HWY, BLDG 7 SUITE C BATON ROUGE, LA 70806 | HARTFORD LIFE AND ACCIDENT | $20K | — | $20K | 7.25% |
| DONALD R MASSAD, APC Filed as: DONALD R. MASSAD APC | 6700 JEFFERSON HIGHWAY BUILDING 7, SUITE C BATON ROUGE, LA 70806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 9.39% |
| ANGELA MARIE VERGENAL Filed as: ANGELA M VERGENAL | 911 DARTEZ DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 4.97% |
| SIEGAN J VERGENAL Filed as: SIEGAN J. VERGENAL | 172 HERITAGE PARKWAY BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $741 | — | $741 | 0.88% |
| GALLAGHER BENEFIT SERVICES, INC. | 111 VETERANS BLVD STE 1130 METAIRIE, LA 70005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $502 | — | $502 | 0.60% |
| KEITH RICHARD | 113 FLAGG PLACE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $456 | — | $456 | 0.54% |
| ANGEL BOUTTE | 231 SANTIAGO DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $387 | — | $387 | 0.46% |
| SKYE A VERGENAL | 715 MALLARD CV NEW IBERIA, LA 70560 | CONTINENTAL AMERICAN INSURANCE COMPANY | $275 | — | $275 | 0.33% |
| GALLAGHER BENEFIT SERVICES, INC. | P. O. BOX 95287 CHICAGO, IL 606945287 | VISION SERVICE PLAN | — | $2K | $2K | 2.15% |
| DONALD R MASSAD, APC3 Filed as: DONALD R MASSAD APC | 6700 JEFFERSON HWY, BLDG 7 BATON ROUGE, LA 70806 | VISION SERVICE PLAN | — | $679 | $679 | 0.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLAND DRIVE BATON ROUGE, LA 70810 | GILSBAR, INC | — | $208 | $208 | 37.61% |
| DONALD R MASSAD, APC3 Filed as: DONALD MASSAD PC | 6700 JEFFERSON HWY, BLDG 7 BATON ROUGE, LA 70806 | GILSBAR, INC | — | $194 | $194 | 35.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 398 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 398 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTHCARE | 398 | $796K |
| Dental | GILSBAR, INC | 401 | $553 |
| Vision | VISION SERVICE PLAN | 345 | $73K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 490 | $272K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 490 | $272K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 490 | $382K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.