| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLAND DRIVE BATON ROUGE, LA 70810 | QBE INSURANCE CORPORATION | — | — | $0 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICE INC. | 235 HIGHLAND DR. STE 200 BATON ROUGE, LA 708106056 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $107 | $40K | 14.98% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 95287 CHICAGO, IL 606945287 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.35% |
| GALLAGHER BENEFIT SERVICES, INC. | P. O. BOX 95287 CHICAGO, IL 606945287 | VISION SERVICE PLAN | $2K | — | $2K | 2.91% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 235 HIGHLAND DR STE 200 BATON ROUGE, LA 708106056 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $107 | $13K | 20.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 95287 CHICAGO, IL 606945287 | METROPOLITAN LIFE INSURANCE COMPANY | — | $890 | $890 | 1.38% |
| HEALTHCOMP3 Filed as: HEALTHCOMP INTEGRATED SOLUTIONS, LL | 2100 COVINGTON CENTRE, SUITE B COVINGTON, LA 70433 | HCC LIFE INSURANCE COMPANY | $2K | — | $2K | 3.34% |
| PERSONIFY HEALTH SOLUTIONS, LLC | 2100 COVINGTON CENTRE, SUITE B COVINGTON, LA 70433 | HCC LIFE INSURANCE COMPANY | $968 | — | $968 | 1.66% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 235 HIGHLAND DR STE 200 BATON ROUGE, LA 708106056 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $107 | $8K | 20.89% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 95287 CHICAGO, IL 606945287 | METROPOLITAN LIFE INSURANCE COMPANY | $561 | — | $561 | 1.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 235 HIGHLAND DR STE 200 BATON ROUGE, LA 708106056 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $107 | $5K | 21.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 95287 CHICAGO, IL 606945287 | METROPOLITAN LIFE INSURANCE COMPANY | — | $319 | $319 | 1.43% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLAND DRIVE BATON ROUGE, LA 70810 | HEALTHCOMP INTEGRATED SOLUTIONS, LLC | — | $468 | $468 | 2.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 392 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | QBE INSURANCE CORPORATION | 395 | $804K |
| Dental | HEALTHCOMP INTEGRATED SOLUTIONS, LLC | 391 | $17K |
| Vision | VISION SERVICE PLAN | 349 | $80K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 818 | $268K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 818 | $268K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 818 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 818 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.