| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYEE BENEFITS LLC3 Filed as: EMPLOYEE BENEFITS CORP | 2800 VETERANS MEMORIAL BLVD STE 365 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $110K | $49K | $159K | 5.74% |
| EMPLOYEE BENEFITS LLC3 Filed as: EMPLOYEE BENEFITS CORP | 2800 VETERANS MEMORIAL BLVD SUITE 365 METAIRIE, LA 70002 | HUMANADENTAL INSURANCE COMPANY | $20K | $3K | $22K | 11.24% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE BENEFITS CORPORATION | 2800 VETERANS MEMORIAL BLVD STE 365 METAIRIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | — | $30K | 18.54% |
| MOHR BENEFITS LLC3 | 3515 MELVIL DEWEY METAIRIE, LA 70002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $2K | $13K | 10.87% |
| HOLLIS COMPANIES LLC3 | 2800 VETERANS MEMORIAL BLVD STE 365 METAIRIE, LA 70002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | — | $10K | 8.87% |
| MICHELE MOHR PARADISE3 | 117 CHATEAU LATOUR KENNER, LA 70065 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $77 | $2K | 1.34% |
| GARY L. ROSIERE3 Filed as: GARY L ROSIERE | P. O. BOX 2721 GRETNA, LA 70053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $56 | $1K | 1.18% |
| PEGGY TAUZIER3 | 549 ARIS AV METAIRIE, LA 70005 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $253 | — | $253 | 0.22% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | — | $87 | 0.07% |
| MARK E. LEVEQUE3 Filed as: MARK E LEVEQUE | 4413 HENICAN PL METAIRIE, LA 70003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.03% |
| DEMAND INSURANCE & BENEFITS LLC3 | 5819 MARCIA AVE NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN LONE STAR INSURANCE S | 1717 N SAM HOUSTON PKWY HOUSTON, TX 77038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.01% |
| LEROY PHELPS3 | 7467 LYNNBROOK FALLS LANE HUMBLE, TX 77396 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.01% |
| SANTIAGO OCHOA3 | 2120 EL PASEO HOUSTON, TX 77054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| KENNETH B BOYLES3 | P. O. BOX 7120 THE WOODLANDS, TX 77387 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| BETH R. PETERSON3 Filed as: BETH R PETERSON | 14315 OVERBROOK HOUSTON, TX 77077 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE BENEFITS CORPORATION | 2800 VETERANS MEMORIAL BLVD STE 365 METAIRIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 13.80% |
| EMPLOYEE BENEFITS LLC3 Filed as: EMPLOYEE BENEFITS CORP | 2800 VETERANS MEMORIAL BLVD STE 365 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $3K | $488 | $4K | 13.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 365 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 367 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 303 | $2.8M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 297 | $198K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 247 | $26K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 365 | $240K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 142 | $117K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 365 | $164K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 365 | $356K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 365 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.