| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | $188K | — | $188K | 4.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INS SERVICES | 199 FREMONT STREET, 15TH FLOOR SAN FRANCISCO, CA 94105 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $55K | — | $55K | 7.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $3K | $3K | 0.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $33K | — | $33K | 4.93% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA HEATH, INC. | $25K | — | $25K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $28K | — | $28K | 5.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29695 NETWORK PLACE CHICAGO, IL 60673 | FOUR EVER LIFE INSURANCE CO. | $8K | — | $8K | 15.00% |
| REMMEL SOLUTIONS4 | 1183 SWALLOWTAIL WAY NIPOMO, CA 93444 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $24K | — | $24K | 68.99% |
| TODAY'S THE DAY LLC4 | DBA NATALIE GUTIERREZ 7312 SEAWALL BLVD., APT 209 GALVESTON, TX 77551 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $252 | — | $252 | 0.72% |
| ROBERT TACLAN4 | 311 DENNIS DR. GALLOWAY, NJ 08205 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $26 | — | $26 | 0.07% |
| CHRISTA G AUFDEMBERG INC4 Filed as: CHRISTA G AUFDEMBERG INC. | 13102 BRITTANY WOODS DR. TUSTIN, CA 92780 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $26 | — | $26 | 0.07% |
| ALLIANT INSURANCE SERVICES, INC.4 Filed as: ALLIANT INSURENCE SERVICES, INC. | 2121 N. CALIFORNIA BLVD., STE 1000 WALNUT CREEK, CA 94596 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $25 | — | $25 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 498 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 506 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 908 | $6.5M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 565 | $1.4M |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 565 | $743K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 565 | $743K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 565 | $743K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 565 | $743K |
| Prescription drug(4 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 908 | $6.5M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 565 | $830K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 908 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.