| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHIMIENTI & ASSOCIATES3 | 3400 W. MINERAL KING AVE., SUITE B VISALIA, CA 93291 | KAISER FOUNDATION HEATLH PLAN INC. | $71K | — | $71K | 2.87% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE AGENCY, INC. | 738 N. FIRST ST., SUITE 202 FRESNO, CA 95112 | KAISER FOUNDATION HEATLH PLAN INC. | -$5K | — | -$5K | -0.19% |
| CHIMIENTI & ASSOCIATES3 | 3400 W. MINERAL KING AVE., SUITE B VISALIA, CA 93291 | SUTTER HEALTH PLAN | $30K | — | $30K | 3.42% |
| DKG INSURANCE & FINANCIAL SERVICES3 Filed as: DKG INSURANCE & FIANACIAL SERVICES | 12404 PARK CENTRAL DRIVE, STE. 400S DALLAS, TX 75251 | SUTTER HEALTH PLAN | $9K | — | $9K | 1.00% |
| CHIMIENTI & ASSOCIATES3 Filed as: CHIMIENTI & ASSOC., INC. | 3400 W. MINERAL KING AVE., SUITE B VISALIA, CA 93291 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $24K | — | $24K | 9.96% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL S | 12404 PARK CENTRAL DR.,#400S DALLAS, TX 752511800 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 1.00% |
| CHIMIENTI & ASSOCIATES3 | 3400 W. MINERAL KING AVE., SUITE B VISALIA, CA 93291 | UNITED HEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 5.28% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 N 40TH ST., #234 PHOENIX, AZ 850182151 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 2.50% |
| BHULINDER SIGH GREWAL3 | 845 E. GREEN ACRES DR. FRESNO, CA 937202569 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.73% |
| CHIMIENTI & ASSOCIATES3 | 3400 W. MINERAL KING AVE., SUITE B VISALIA, CA 93291 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 7.08% |
| CHIMIENTI & ASSOCIATES3 | 3400 W. MINERAL KING AVE., SUITE B VISALIA, CA 93291 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 15.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 497 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEATLH PLAN INC. | 499 | $3.4M |
| Dental(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 436 | $438K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 436 | $237K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 497 | $91K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEATLH PLAN INC. | 499 | $3.4M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 497 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.