| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | REGENCE BLUECROSS BLUESHIELD OF UTAH | $66K | $7K | $73K | 3.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | SIMNSA | $7K | — | $7K | 7.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | AMERITAS LIFE INSURANCE CORP | $5K | $4K | $9K | 11.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | RELIASTAR LIFE INSURANCE COMPANY | $23K | — | $23K | 63.83% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $3K | $7K | 27.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | LIFEMAP ASSURANCE COMPANY | $1K | — | $1K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $1K | $2K | 20.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GBS BENEFITS INC / GORDON BROWN | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $735 | $2K | 24.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 753 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 753 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | REGENCE BLUECROSS BLUESHIELD OF UTAH | 445 | $2.8M |
| Dental(3 contracts, 3 carriers) | UNIVERSITY HEALTH ALLIANCE | 642 | $775K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 600 | $616K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 855 | $38K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 350 | $37K |
| Prescription drug | UNIVERSITY HEALTH ALLIANCE | 107 | $593K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 855 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 855 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.