| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 15.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS AGENIES | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.53% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS INC | 560 S 300 E STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $700 | $700 | 0.91% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.21% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS | 560 S 300 E STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $304 | $304 | 0.44% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS AGENCIES | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.37% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS, INC | 560 S 300 E STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $495 | $495 | 1.07% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 15.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS | 2190 NORTH LOOP W STE 309 1,603 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.52% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS | 560 S 300 E STE 150 321 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $321 | $321 | 0.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $69K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 189 | $46K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 189 | $46K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 189 | $35K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 189 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.