| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MNID-ATLANTIC INC | 1445 RESEARCH BOULEVARD SUITE 340 ROCKVILLE, MD 20850 | ALL SAVERS INSURANCE COMPANY | $54K | — | $54K | 8.60% |
| ROSSMAN HURT HOFFMAN INC3 | 3635 RIVERSIDE PLAZA DRIVE RIVERSIDE, CA 92506 | ALL SAVERS INSURANCE COMPANY | $2K | — | $2K | 0.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $4K | $11K | 8.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 12.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 15.75% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC-RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 340 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 14.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATLANTIC INC | 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $874 | — | $874 | 3.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $5K | 22.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ALT INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $986 | $2K | 12.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $894 | $359 | $1K | 10.51% |
| M W E SOLUTIONS, INC.3 Filed as: M W E SOLUTIONS | 8370 VETERANS HIGHWAY SUITE 101 MILLERSVILLE, MD 21108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $894 | — | $894 | 7.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATL INC RAFFA | DBA RAFFA 1445 RESEARCH BOULEVARD SUITE 240 ROCKVILLE, MD 20850 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $650 | $224 | $874 | 10.08% |
| M W E SOLUTIONS, INC.3 Filed as: M W E SOLUTIONS | 8370 VETERANS HIGHWAY SUITE 101 MILLERSVILLE, MD 21108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $650 | — | $650 | 7.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 340 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 340 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 174 | $126K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 166 | $18K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 340 | $50K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 340 | $28K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 340 | $34K |
| Stop-loss / reinsurancereinsurance | ALL SAVERS INSURANCE COMPANY | 165 | $632K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 340 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.