| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST INC. | PO BOX 3870 LITTLE ROCK, AR 722033870 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 4.02% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST INC. | 315 WEST THIRD ST. LITTLE ROCK, AR 72201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 7.98% |
| CHARLES DON SCHAEF3 | 17106 WATERVIEW MEADOW BLVD. ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 7.07% |
| GINGER MULLINS & COMPANY INC3 Filed as: GINGER MULLINS & COMPANY, INC. | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $10 | $1K | 1.95% |
| BARNETT BENEFITS GROUP INC3 Filed as: BARNETT BENEFITS GROUP, INC. | 101 BARNETT RD. LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $932 | — | $932 | 1.39% |
| ROBERT W ALLEN3 Filed as: ROBERT W. ALLEN | 39 SUNCREST DR. CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $861 | $55 | $916 | 1.37% |
| ANIMAL EMPIRE INC3 Filed as: ANIMAL EMPIRE, INC. | 1024 GRANADA AVE. NASHVILLE, TN 37206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $485 | $344 | $829 | 1.24% |
| JENNA KAY SCOTT3 | PO BOX 232 ARKADELPHIA, AR 71923 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $648 | $69 | $717 | 1.07% |
| LISA MARIE KLEIN3 | 1509 KINGS RD. CANTONMENT, FL 32533 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $393 | $181 | $574 | 0.86% |
| DAMON FRANCIS3 | 2042 ELAINE CIRCLE ARKADELPHIA, AR 71923 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $208 | $209 | $417 | 0.62% |
| BENEFIT ENROLLMENT SERVICES INC3 Filed as: BENEFIT ENROLLMENT SERVICES INC. | 4701 TROUSDALE DRIVE NASHVILLE, TN 37220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | $74 | $161 | 0.24% |
| MELANIE REYNOLDS3 | 20 BLANKENSHIP DRIVE CONWAY, AL 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | — | $128 | 0.19% |
| J&K DOUGLAS SALES INC3 Filed as: J&K DOUGLAS SALES, INC. | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $110 | — | $110 | 0.16% |
| WILLIAM ANDREW MENARD3 | 1501 N. UNIVERSITY AVE. LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST INC. | 315 WEST 3RD STREET LITTLE ROCK, AR 72201 | DELTA DENTAL OF ARKANSAS | $4K | — | $4K | 10.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST INC. | 315 WEST 3RD STREET LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $759 | — | $759 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 298 | $394K |
| Dental | DELTA DENTAL OF ARKANSAS | 342 | $40K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 279 | $8K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 186 | $67K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 298 | $394K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 186 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.