| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| QCA HEALTH5 | 12615 CHENAL PKWY #300 LITTLE ROCK, AR 72211 | QCA HEALTH PLAN | — | $61K | $61K | 31.11% |
| KAREN EVELYN WHISENHUNT3 | 705 FERNWOOD DRIVE JONESBORO, AR 72401 | AFLAC | $6K | $192 | $7K | 8.19% |
| HAILEY B MITCHENER3 | 1005 W LAWSON ROAD JONESBORO, AR 72404 | AFLAC | $3K | $121 | $3K | 3.51% |
| MICHAEL S MCADAMS3 Filed as: MICHAEL S. MCADAMS | 1609 TROUTMAN CIRCLE JONESBORO, AR 72404 | AFLAC | $2K | $63 | $2K | 2.59% |
| KENNETH BRADLEY ELDRED3 | 611 BELMONT ESTATES DR HERNANDO, MS 38632 | AFLAC | $1K | $63 | $1K | 1.82% |
| JEFFREY MICHAEL RING3 | 1186 COUNTY ROAD 763 BROOKLAND, AR 72417 | AFLAC | $695 | $0 | $695 | 0.86% |
| DWAIN SIMS3 | 1304 PARDEW ST JONESBORO, AR 72401 | AFLAC | $648 | — | $648 | 0.80% |
| BXS INSURANCE INC3 | PO BOX 17240 JONESBORO, AR 72403 | AFLAC | $217 | $0 | $217 | 0.27% |
| TIM WOODARD3 | 614 CEDAR CT JONESVILLE, MI 49250 | AFLAC | $202 | $0 | $202 | 0.25% |
| JACKIE LYNN SMITHEY3 | PO BOX 404 JOINER, AR 72350 | AFLAC | $183 | $0 | $183 | 0.23% |
| INSURANCE NETWORK AGENCY3 Filed as: INSURANCE NETWORK | PO BOX 17240 JONESBORO, AR 72403 | AFLAC | $182 | $0 | $182 | 0.23% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F. BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $178 | $0 | $178 | 0.22% |
| WILLIAM BURNS3 Filed as: WILLIAM S BURNS | 245 COUNTY ROAD 7822 JONESBORO, AR 72401 | AFLAC | $127 | $0 | $127 | 0.16% |
| ROBERT WAYNE HUBBLE3 | PO BOX 19448 JONESBORO, AR 72403 | AFLAC | $91 | $0 | $91 | 0.11% |
| DANNETTE L CLARKSON3 | 446 OLD MILITARY ROAD E COLT, AR 72326 | AFLAC | $90 | $0 | $90 | 0.11% |
| EMILY DIANE ASTON3 | 250 CR 728 JONESBORO, AR 72401 | AFLAC | $75 | $0 | $75 | 0.09% |
| TONY GENE WINKLES3 | 405 HIX LANE BATESVILLE, AR 72501 | AFLAC | $57 | $0 | $57 | 0.07% |
| KASEY RENEE GEHRING3 | PO BOX 19263 JONESBORO, AR 72403 | AFLAC | $48 | $0 | $48 | 0.06% |
| TESSIE P CANTRELLE3 | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $23 | $0 | $23 | 0.03% |
| CHRISTOPHER DAVID CASH3 Filed as: CHRISTOPHER CASH | 128 BARTON AVE MARION, AR 72364 | AFLAC | $22 | $0 | $22 | 0.03% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $21 | $0 | $21 | 0.03% |
| BYRON KEITH BURRELL Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $19 | $0 | $19 | 0.02% |
| TONYA SUE ELMORE3 Filed as: TONYA ELMORE | 1930 S HIGHWAY 71E MANSFIELD, AR 72944 | AFLAC | $19 | $0 | $19 | 0.02% |
| ANGELA CAROL HODGES3 | 3022 COUNTY ROAD 745 JONESBORO, AR 72401 | AFLAC | $18 | $0 | $18 | 0.02% |
| CHRISTY G POE3 Filed as: CHRISTY POE | 1503 BAYWOOD COVE WEST MEMPHIS, AR 72301 | AFLAC | $18 | $0 | $18 | 0.02% |
| NO NAME3 Filed as: NAME NOT GIVEN | — | AFLAC | $18 | $0 | $18 | 0.02% |
| SHARON MCADAMS3 | 1609 TROUTMAN CIRCLE JONESBORO, AR 72404 | AFLAC | $14 | $0 | $14 | 0.02% |
| CHARLES L CHANCELLOR3 Filed as: CHARLES CHANCELLOR | 903 WEATHERFORD DR BENTON, AR 72015 | AFLAC | $12 | $0 | $12 | 0.01% |
| HAL STEPHEN BARRE JR3 Filed as: HAL STEPHEN BARRE JR. | 4509 SUMMIT RIDGE DR JONESBORO, AR 72404 | AFLAC | $7 | $0 | $7 | 0.01% |
| ANDREA STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $6 | $0 | $6 | 0.01% |
| KENNETH COLLINS JR3 | PO BOX 17381 JONESBORO, AR 72403 | AFLAC | $4 | $0 | $4 | 0.00% |
| REBECCA LYNN CARTER3 Filed as: REBECCA CARTER | 436 RIVERLYN DRIVE FAYETTEVILLE, AR 72703 | AFLAC | $3 | $0 | $3 | 0.00% |
| CHERISE M WADE3 Filed as: CHERISE WADE | 1931 HIGHWAY 90W SEALY, TX 77474 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOHN TIMOTHY MCRAE3 Filed as: JOHN MCRAE | 1315 PLEASANT POINTE CIR BRYANT, AR 72022 | AFLAC | $1 | $0 | $1 | 0.00% |
| ROBERT CLARK3 | 5601 COUNTY ROAD 1450 STE F LUBBOCK, TX 79423 | AFLAC | $1 | $0 | $1 | 0.00% |
| KELLY KING BLEDSOE3 Filed as: KELLY BLEDSOE | 37 BRETAGNE CIRCLE LITTLE ROCK, AR 72223 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 225 | $196K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 150 | $94K |
| Vision | AFLAC | 118 | $81K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 231 | $40K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 231 | $47K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE | 0 | $213K |
| Other(4 contracts, 2 carriers) | AFLAC | 231 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.