| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $43K | — | $43K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL | 2305 RIVER RD LOISVILLE, KY 40206 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 5.47% |
| GREATER SOUTH AGENCY, INC.3 Filed as: GREATER SOUTH AGENY | 5309 N TRENHOLM ROAD COLUMBIA, SC 29206 | DELTA DENTAL PLAN OF ARKANSAS | $361 | — | $361 | 0.53% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INS | PO BOX 21627 COLUMBIA, SC 29260 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $4K | — | $4K | 15.00% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INS | PO BOX 21627 COLUMBIA, SC 29260 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $3K | — | $3K | 15.00% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE | P.O. BOX 21627 COLUMBIA, SC 292606771 | VISION SERVICE PLAN | $905 | — | $905 | 6.30% |
| REGIONS INSURANCE INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.27% |
| ROBERT W ALLEN3 | 39 SUNCREST DR CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.06% |
| GINGER MULLINS & COMPANY INC3 Filed as: GINGER MULLINS & COMPANY | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| NIKGREJESKEN INC3 | 120 SHELBY RD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 200 | $863K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 208 | $68K |
| Vision | VISION SERVICE PLAN | 106 | $14K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE CO | 106 | $20K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 5 | $6K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO | 106 | $30K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 200 | $863K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 106 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.