| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 310 LOUISIANA ST. LITTLE ROCK, AR 722010000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $64K | $64K | 5.00% |
| ACRISURE LLC3 | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $14K | — | $14K | 11.53% |
| THE HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $22K | — | $22K | 24.09% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 722033505 | STANDARD INSURANCE COMPANY | $15K | — | $15K | 25.68% |
| ACRISURE LLC3 | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $11K | $373 | $12K | 25.82% |
| KAREN WOODWARD3 | 4026 N ZION VALLEY DR FAYETTEVILLE, AR 72703 | USABLE LIFE | $453 | — | $453 | 1.00% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $62 | — | $62 | 0.14% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: JERRY DUNCAN C/O AR BCBS | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $51 | — | $51 | 0.11% |
| ACRISURE LLC3 | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $8K | — | $8K | 23.08% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $6K | — | $6K | 19.99% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, LLC. | P.O. BOX 161690 AUSTIN, TX 78716 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $1K | — | $1K | 4.49% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $6K | — | $6K | 20.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, LLC. | P.O. BOX 161690 AUSTIN, TX 78716 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $1K | — | $1K | 4.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 211 | $1.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 322 | $119K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 294 | $33K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 123 | $93K |
| Short-term disability | USABLE LIFE | 165 | $45K |
| Long-term disability | STANDARD INSURANCE COMPANY | 168 | $58K |
| Other(2 contracts) | MANHATTANLIFE ASSURANCE CO OF AMERICA | 148 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.